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$458,900

13128 PALMILLA CIRCLE, DADE CITY, FL 33525

3D Tour
Active145 days on market

Beds

2

Baths

2

Sq Ft

1,783 sq ft

Year Built

2002

Lot Size

0.20 acres

Garage

2

About This Property

WELCOME TO LAKE JOVITA — where resort-style living meets a beautifully updated, move-in-ready home. This stylish 2-bedroom, 2-bath home with a FLEXIBLE DEN/OFFICE offers 1,783 square feet of thoughtfully designed living space in one of Dade City's most sought-after gated communities. Step inside and you'll immediately notice the difference. The bright, open floor plan has been beautifully refreshed with luxury flooring, modern lighting and designer-inspired finishes throughout. The spacious living and dining areas flow seamlessly into the updated kitchen, creating an inviting space for everyday living and entertaining. Need a home office, TV room, hobby space or additional guest area? The separate den gives you the flexibility to make this home work for your lifestyle. The primary suite provides a comfortable retreat with a spacious bath featuring a soaking tub, while the guest accommodations offer privacy for visiting family and friends. And there's more than beautiful finishes here — the major updates have already been addressed, including a 2024 HVAC system and 2025 water heater. A roof certification is also available. Best of all, you'll enjoy the security, scenery and lifestyle of Lake Jovita Golf & Country Club, known for its rolling hills and two championship 18-hole golf courses. Optional country club amenities include golf, clubhouse dining, fitness, swimming, tennis, pickleball and more. Whether you're downsizing, searching for a Florida retreat, or simply want a beautifully updated home without taking on a major renovation, 13128 Palmilla Circle delivers the space you need without the upkeep you don't. MOVE IN. UNPACK. START ENJOYING LAKE JOVITA. Schedule your private showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8508381
StatusActive
Year Built2002
Stories1
Total Rooms4
ConstructionStucco
RoofTile
FoundationSlab
FacesSouth
SubdivisionLAKE JOVITA GOLF & COUNTRY CLUB PH 02A
CountyPasco
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Coffered Ceiling(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Microwave, Range
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Sliding Doors
Lot Size0.20 acres (8,896 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$276 / Monthly
Senior CommunityNo

Financial Details

List Price$458,900
Original Price$459,000
Annual Taxes$6,572 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMPUD
Parcel #2124310030000004040.0

Directions

From 52 East, Take Left through the Lake Jovita Gates. Lake Jovita Blvd, right on Tradition Drive. Left on Palmilla. Home is on the right.

Location

13128 PALMILLA CIRCLE, DADE CITY, FL 33525

Listing Information

OfficeEXP REALTY LLC
ListedMay 14, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$458,900

20% ($91,780)
6.75%

Loan Term

Principal & Interest$2,381
Property Tax (est.)$421
Insurance (est.)$150
Total Monthly$2,952
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How to Buy This Home

Multiple financing options available for this $458,900 home in DADE CITY.

🏛️

FHA Loan

$16,062 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,945 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 29, 2026.

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