$550,000
2863 DUNCAN TREE CIRCLE, VALRICO, FL 33594
Beds
4
Baths
3
Sq Ft
2,547 sq ft
Year Built
2001
Lot Size
0.24 acres
Garage
3
About This Property
Welcome to Duncan Groves, an established Valrico community tucked just off State Road 60 with easy access to Brandon, Tampa, and the greater Bay area. This 4 bedroom, 3 bathroom pool home with a 3-car garage offers 2,547 square feet of living space on a quarter-acre lot, with a brand new 30-year architectural shingle roof installed in 2025 and fresh interior and exterior paint throughout. Inside, cathedral and vaulted ceilings give the home an open, airy feel, and plantation shutters adorn the windows throughout. The kitchen features granite countertops, custom tile work, and a large breakfast bar that opens to the family room, while formal living and dining rooms provide dedicated spaces for entertaining. A den with rich wood flooring works perfectly as a home office or reading room. The primary suite is generously sized with a separate sitting area, walk-in closet, and a private bath with garden tub, separate shower, and dual vanities. Out back, the screened pool and lanai back up to no rear neighbors, and the fully fenced yard with white vinyl PVC fencing gives you privacy on all sides. The irrigation system keeps the landscaping maintained with minimal effort. Duncan Groves carries a low $650 annual HOA fee and is zoned for Valrico Elementary, Mulrennan Middle, and Durant High School. The home sits in Flood Zone X, so no lender-required flood insurance. Property is being sold As-Is. Buyer to verify all measurements, condition, and property information. Schedule your private showing today.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From State Road 60, head south on Valrico Rd, turn left onto Lumsden Rd, then right onto Duncan Tree Cir. Property will be on your right.
Location
2863 DUNCAN TREE CIRCLE, VALRICO, FL 33594
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$550,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $550,000 home in VALRICO.
🏛️
FHA Loan
$19,250 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$27,500 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 4, 2026.