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$619,000

503 PALM AVENUE, PALM HARBOR, FL 34683

3D Tour
Active141 days on market

Beds

3

Baths

3

Sq Ft

1,928 sq ft

Year Built

2004

Lot Size

0.13 acres

Garage

4

About This Property

KEY WEST STYLE HOME with COASTAL ELEGANCE - Perfectly elevated and ideally situated just moments from the sparkling waters of the Gulf of Mexico and steps from the iconic Pinellas Trail, this well-built meticulously maintained 3-bedroom 3-bathroom home offers a blend of coastal luxury and active lifestyle living. Step inside to an expansive sun-drenched great room boasting high ceilings that amplify the feeling of spaciousness and a magnificent stacked rock fireplace. The seamless kitchen with breakfast bar, dining and family room combination is perfect for entertaining or cozy nights at home. French doors open onto the private screened porch balcony- your new favorite spot for morning coffee or sunset breezes. Rich engineered hardwood floors and durable tile flow throughout. The Primary Suite serves as a true sanctuary, featuring a walk-in closet and a spa-like ensuite bath complete with a huge walk-in shower, double-sink vanity and a separate water closet for added privacy. Peace of mind comes from with significant upgrades including; a new ROOF (2024) a professionally updated backyard (2024) and whole house SPRINKLER SYSTEM. A FOUR- CAR TANDEM GARAGE has plenty of room for vehicles, boat, golf cart, etc. All this in the heart of Cyrstal Beach close to beaches, restaurants and shopping. This coastal gem is perfect for the Florida lifestyle. Don't miss it!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8508594
StatusActive
Year Built2004
Stories3
Total Rooms5
ConstructionMetal Frame, Vinyl Siding
RoofShingle
FoundationOther
FacesSouth
SubdivisionCRYSTAL BEACH HEIGHTS
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, PrimaryBedroom Upstairs
FlooringCarpet, Engineered Hardwood, Tile
AppliancesDishwasher, Electric Water Heater, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric, Natural Gas
FireplaceYes ()
SecurityFire Sprinkler System

Exterior & Lot

ExteriorBalcony, French Doors
Lot Size0.13 acres (5,793 sq ft)
Lot Dimensions50 x 116
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected

Parking

GarageYes (4 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$619,000
Original Price$649,000
Annual Taxes$5,062 (2025)
FinancingCash, Conventional, FHA
ZoningR-4
Parcel #352715199080010150

Directions

From US Hwy19 N go North to Alderman Rd, East to Alt 19, North, Slight left onto Desoto Blvd., then left onto Palm Ave. Home is on the right

Location

503 PALM AVENUE, PALM HARBOR, FL 34683

Listing Information

OfficeKELLER WILLIAMS REALTY- PALM H
ListedMay 22, 2026

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Home Price

$619,000

20% ($123,800)
6.75%

Loan Term

Principal & Interest$3,212
Property Tax (est.)$567
Insurance (est.)$150
Total Monthly$3,929
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How to Buy This Home

Multiple financing options available for this $619,000 home in PALM HARBOR.

🏛️

FHA Loan

$21,665 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$30,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 10, 2026.

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