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$389,500

10024 COLDWATER LOOP, LAND O LAKES, FL 34638

3D Tour
Active175 days on market

Beds

3

Baths

2

Sq Ft

2,596 sq ft

Year Built

2006

Lot Size

0.13 acres

Garage

2

About This Property

Virtually Staged. Nearly 2,600 square feet for under $390,000! One of the largest and best values currently available in Asbel Creek. If you've been searching for a home that offers exceptional space, major updates, and outstanding value without exceeding your budget, this is one you won't want to miss. Designed with flexibility in mind, the popular floor plan features a desirable first-floor primary suite and an oversized upstairs flex room that can easily serve as a 4th bedroom, home office, media room, playroom, or home gym—perfect for today's lifestyle. The beautifully remodeled kitchen is the heart of the home, showcasing white cabinetry, striking stone countertops and backsplash, stainless steel appliances, a farmhouse sink, an oversized breakfast bar, and abundant cabinet space for both everyday living and entertaining. Major updates have already been completed, including a newer roof (2020), newer HVAC system (2023), remodeled bathrooms, fresh interior paint, updated lighting, recessed lighting, ceiling fans, and a custom walk-in closet in the primary suite, allowing you to move in with confidence. Step outside to the screened lanai overlooking the fully fenced backyard with plenty of room for entertaining, pets, gardening, or simply relaxing after a long day. With nearly 2,600 square feet, extensive updates already completed, low HOA fees, no CDD, and a price under $400,000, opportunities like this are becoming increasingly difficult to find. Conveniently located near the Suncoast Parkway, shopping, restaurants, and top-rated schools, this move-in-ready home delivers the space, flexibility, and value today's buyers have been waiting for.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8508788
StatusActive
Year Built2006
Stories2
Total Rooms8
ConstructionBlock, Stucco, Wood Frame
RoofShingle
FoundationSlab
FacesWest
SubdivisionASBEL CRK PH 3
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Hardwood
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer
LaundryLaundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Sidewalk, Sliding Doors
FencingFenced
Lot Size0.13 acres (5,500 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$212 / Quarterly
Senior CommunityNo

Financial Details

List Price$389,500
Original Price$440,000
Annual Taxes$3,312 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMPUD
Parcel #182516006000D000330

Schools

ElementaryConnerton Elem
MiddlePine View Middle-PO
HighLand O' Lakes High-PO

Directions

Land O Lakes Blvd to rt Mossy Timber, left on Cypress Bay PKWY to rt on Coldwater Loop

Location

10024 COLDWATER LOOP, LAND O LAKES, FL 34638

Listing Information

OfficeRE/MAX ACTION FIRST OF FLORIDA
ListedMay 15, 2026

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Home Price

$389,500

20% ($77,900)
6.75%

Loan Term

Principal & Interest$2,021
Property Tax (est.)$357
Insurance (est.)$150
Total Monthly$2,528
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $389,500 home in LAND O LAKES.

🏛️

FHA Loan

$13,633 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,475 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 11, 2026.

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