$225,900
5654 12TH STREET, ZEPHYRHILLS, FL 33542
Beds
3
Baths
1
Sq Ft
1,120 sq ft
Year Built
1939
Lot Size
0.19 acres
Garage
,
About This Property
Don't "settle" for a mass produced, cookie cutter, unstylish home that is just like your neighbor's home. Pounce on this opportunity to live in a stylish, updated home with unique character conveniently located near shopping, schools, and restaurants. This classic bungalow offers an updated roof, updated AC system, updated kitchen appliances, updated electrical system, and an updated water heater. The bathroom has been completely renovated with a new vanity, lighting fixtures, and a new tile shower. The interior flooring has been updated with vinyl plank flooring for ease of cleaning. Affordably priced and eligible for no down payment USDA loan financing.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Take Roosevelt Ave and Railroad Ave to US-301/US-98/US-98 BYP S, Follow US-301 to Wire Rd in Pasadena Hills, Turn left onto Wire Rd, Continue onto 12th St, Destination will be on the left.
Location
5654 12TH STREET, ZEPHYRHILLS, FL 33542
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$225,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $225,900 home in ZEPHYRHILLS.
🏛️
FHA Loan
$7,907 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$11,295 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 19, 2026.