Beds
2
Baths
2
Sq Ft
1,564 sq ft
Year Built
1980
Lot Size
0.10 acres
Garage
—
About This Property
Virtually Staged. RARE DOUBLE OUTDOOR LIVING! Discover the ultimate coastal lifestyle in this turnkey, MOVE-IN READY corner/end unit townhome. Enjoy absolute financial peace of mind with ALL MAJOR SYSTEMS UPDATED: FULL ROOF (June 2024), WINDOWS & DOORS (2021), AC (2021), and WATER HEATER (2019). Inside, the OPEN CONCEPT layout boasts continuous coastal vinyl plank floors and a newly modernized WOOD-BURNING FIREPLACE with stacked-stone and shiplap accents. Entertain effortlessly in the REDESIGNED CHEF’S KITCHEN, featuring a massive 70x70 CUSTOM QUARTZ ISLAND (seats 10!), solid wood shaker cabinets, and NEW APPLIANCES (2021). What truly sets this home apart are the TWO DEDICATED OUTDOOR SPACES: a private, fenced ground-level screened patio AND a newly installed exclusive ELEVATED SECOND-STORY DECK featuring sleek dark-framed sliders and a NEW TOP AWNING (2025) for all-weather lounging. Upstairs features two spacious bedrooms with dual closets and beautifully UPDATED BATHROOMS with highly durable Miracle Method surfaces. Enjoy unmatched privacy with NO UPSTAIRS NEIGHBORS and an incredibly low $360/month HOA that covers water, sewer, trash, exterior maintenance, reserves, and insurance! Access RESORT-STYLE AMENITIES including a heated/chilled pool, tennis, and pickleball. Skip the expensive dock fees—walk directly to the community seawall and launch your kayak or paddleboard into the INTRACOASTAL WATERWAY!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Seminole Blvd, head West on 102nd Ave. Turn North onto Hamlins Blvd to enter the Clearwater Cove / Catalina Cove community. Follow the road as it curves and becomes Tradewinds Ave. Turn onto Catalina Circle (interior loop). The property at 14521 Catalina Circle is a corner unit. You may park in the assigned covered parking space located directly in front of the home.
Location
14521 CATALINA CIRCLE, SEMINOLE, FL 33776
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$315,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $315,000 home in SEMINOLE.
🏛️
FHA Loan
$11,025 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$15,750 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
More Homes in Seminole
More Homes in Seminole
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.