Open House
Saturday, November 14 · 10:00 AM12:00 PM
$399,990
12760 118TH STREET, LARGO, FL 33778
Beds
4
Baths
3
Sq Ft
1,582 sq ft
Year Built
1971
Lot Size
0.15 acres
Garage
,
About This Property
Updated 4-bedroom, 3-bath Largo home featuring modern finishes, renovated bathrooms, paid-off solar panels, and no HOA. A private suite with a kitchenette and separate entrance offers flexible space for guests, a home office, or extended living. Enjoy convenient access to Indian Rocks Beach and other Gulf beaches, along with nearby shopping, dining, and parks. Step inside to an open-concept layout where the living, dining, and kitchen areas flow together. The renovated kitchen features quartz countertops, modern cabinetry, stainless steel appliances, and generous prep space. The primary suite includes an updated bathroom, while the additional bedrooms offer flexible space for guests, work, or other needs. Outside, the generously sized backyard offers room to relax, garden, or entertain, with space for a small boat or personal watercraft. A workshop and storage area provide additional room for tools, hobbies, or equipment. Nearby healthcare facilities, schools, and major commuter routes add to the area’s convenience.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Ulmerton Rd, head south on Seminole Blvd, turn right onto Street. Property will be on the left. o From I-275 take exit toward Ulmerton Rd, continue west, turn onto Seminole Blvd and continue to property address.
Location
12760 118TH STREET, LARGO, FL 33778
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$399,990
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $399,990 home in LARGO.
🏛️
FHA Loan
$14,000 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$20,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 10, 2026.