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Beds
3
Baths
2
Sq Ft
1,680 sq ft
Year Built
1966
Lot Size
0.35 acres
Garage
—
Well-maintained 3-bedroom, 2-bath concrete block home zoned for highly regarded Steinbrenner High School, situated on an oversized corner lot in the heart of Lutz. Ideally located directly across from Lutz Nature Park and the Oscar Cooler Sports Complex, this property offers convenient access to parks, recreation, shopping, dining, and major commuter routes, all with NO HOA or CDD fees. A wide driveway, spacious 2-car carport, and covered back porch provide excellent functionality, flexible parking, and welcoming curb appeal. Inside, the home features a combination of hardwood, laminate, and tile flooring, crown molding, updated lighting, ceiling fans throughout, and abundant natural light. The functional layout is designed for comfortable everyday living and effortless entertaining. The formal dining and sitting area flows seamlessly into the updated farmhouse-style kitchen, complete with genuine wood cabinetry, tile backsplash, farmhouse sink, custom pull-out shelving, generous storage space, and updated appliances. The adjacent family room offers additional living space filled with natural light, creating a warm and inviting atmosphere. The primary suite includes ample closet space and an updated en-suite bathroom featuring a large walk-in shower and wood-style vanity. Two secondary bedrooms are generously sized, while the guest bathroom features tile flooring, wainscoting details, and a tub/shower combination. The oversized laundry room includes a utility sink, additional storage, and convenient access to both the backyard and primary bathroom. Outdoors, the fully fenced backyard offers a peaceful retreat with a spacious screened lanai, mature oak trees, storage sheds, and plenty of room for gardening, pets, entertaining, or recreational storage. The serene outdoor setting provides a private, country-like feel while still being centrally located near everything in the Lutz and Tampa area. Major updates include newer windows and doors, along with roof, electrical, water heater, kitchen, and flooring updates completed in 2013. Conveniently located near US-41, North Dale Mabry, I-75, and I-275, this property offers a rare combination of space, updates, functionality, and location in one of Lutz’s most established areas. Don't miss this rare opportunity to own a spacious, home on a large corner lot in one of Lutz’s most established and convenient locations.
From US-41 S turn R onto W Lutz Lake Fern Rd. Home will be on the right, across from the Lutz Football Field.
521 W LUTZ LAKE FERN ROAD, LUTZ, FL 33548
Pick a Day
Preferred Time
Home Price
$495,000
Loan Term
Multiple financing options available for this $495,000 home in LUTZ.
🏛️
$17,325 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$24,750 Down
Traditional financing. As low as 3-5% down with good credit.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 11, 2026.