$295,000
643 W 9TH STREET, LAKELAND, FL 33805
Beds
3
Baths
2
Sq Ft
1,436 sq ft
Year Built
2026
Lot Size
0.10 acres
Garage
—
About This Property
Brand-new construction in the heart of Lakeland! This beautifully designed 3-bedroom, 2-bath home offers modern living with an open-concept layout, stylish finishes, and quality craftsmanship throughout. The spacious kitchen flows seamlessly into the living and dining areas, creating the perfect space for entertaining and everyday living. Enjoy a thoughtfully designed split-bedroom floor plan, a private primary suite, and plenty of natural light throughout the home. Built with comfort and efficiency in mind, this move-in-ready property delivers the benefits of new construction with contemporary style and functionality. Conveniently located near shopping, dining, schools, and major roadways, this is an incredible opportunity to own a brand-new home in one of Central Florida’s growing communities.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
N/A
Location
643 W 9TH STREET, LAKELAND, FL 33805
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$295,000
Loan Term
How to Buy This Home
Multiple financing options available for this $295,000 home in LAKELAND.
🏛️
FHA Loan
$10,325 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$14,750 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
More Homes in Lakeland
More Homes in Lakeland
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.