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$349,900

414 TAMPA ROAD, PALM HARBOR, FL 34683

3D Tour
Active118 days on market

Beds

2

Baths

1

Sq Ft

879 sq ft

Year Built

1948

Lot Size

0.14 acres

Garage

—

About This Property

Brand-New Shingle Roof and Flat Roof installed in August 2026 on this beautifully preserved 1948 bungalow in the heart of Ozona. The guest-favorite Airbnb blends Old Florida character with modern updates, offering an easy, turnkey investment opportunity from day one. With vaulted ceilings, skylights, hardwood flooring, solid wood cabinetry, and Electrical Updates, the interior is warm, and inviting the moment you step inside. The screened front porch sets the tone, while the cozy living spaces and bedroom layouts make the home instantly welcoming for personal and guest use. Outside is where this property truly shines. The backyard is wrapped in mature oak trees, creating a shaded, breezy retreat that guests consistently enjoy. A stone fire pit lounge anchors the yard, accompanied by an Updated Patio featuring a New Metal Roof and Wood Framing, and Newer Vinyl Fencing. The outdoor spaces are perfect for both serenity and entertainment. The enclosed carport and dual parking pads provide parking for up to four vehicles, making it easy to accommodate guests, golf carts, bicycles, or additional vehicles. Set in the heart of Ozona’s golf cart friendly community, this home is just moments from Ozona Pig, and Ozona Brewing Company, along with nearby marinas, Pop Stansell Park, and the Pinellas Trail. Downtown Palm Harbor, Dunedin Causeway, and Honeymoon Island are all just a short drive away. Guests rave about their experience here, with over 40 reviews have earned the property a 4.9 star rating, Airbnb Guest Favorite status, and Super Host status for many of past 8 years. From the full investment analysis, the property projects approximately $46,127 in annual revenue at a 73% occupancy rate, with estimated owner income around $32,289 a year. Current performance reflects a passive management approach with upside potential through expanded exposure beyond Airbnb. The property has strong repeat and longer duration booking history (Average Stay Length: 22 nights. Average Nightly Rate: $223/night). 2020-2026 Rental History and 2027 Future Bookings available upon request. Whether you’re expanding your Airbnb portfolio or searching for a personal Ozona escape, this is your chance to join Palm Harbor’s most charming and sought-after coastal community.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8510203
StatusActive
Year Built1948
Total Rooms3
ConstructionWood Frame
RoofShingle
FoundationPillar/Post/Pier
FacesSouth
SubdivisionWHITEHURSTS SUB
CountyPinellas
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Solid Wood Cabinets, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Hardwood
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryOutside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System
Lot Size0.14 acres (6,072 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$349,900
Original Price$399,000
Annual Taxes$4,651 (2025)
ZoningR-4
Parcel #112815973890030710

Directions

From Alt 19, go west on Tampa Road to property address on right.

Location

414 TAMPA ROAD, PALM HARBOR, FL 34683

Listing Information

OfficeSOUTHERN LIFE REALTY
ListedJune 10, 2026

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Home Price

$349,900

20% ($69,980)
6.75%

Loan Term

Principal & Interest$1,816
Property Tax (est.)$321
Insurance (est.)$150
Total Monthly$2,286
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How to Buy This Home

Multiple financing options available for this $349,900 home in PALM HARBOR.

🏛️

FHA Loan

$12,247 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,495 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 20, 2026.

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