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$245,000

2284 PHILIPPINE DRIVE UNIT 69, CLEARWATER, FL 33763

3D Tour
Active111 days on market

Beds

2

Baths

2

Sq Ft

1,340 sq ft

Year Built

1987

Lot Size

2.00 acres

Garage

About This Property

A SNOWBIRD'S HAVEN! FULLY FURNISHED 2-Bed/2-Bath Condo in On Top of the World 55+ Community - A SNOWBIRD'S HAVEN! Welcome to this beautiful, fully furnished and well-maintained 2-bedroom, 2-bath, 1,400 sq ft condo in the highly desirable On Top of the World 55+ community. Located on the third floor with elevator access, this spacious El Dorado floor plan offers abundant natural light, peaceful views, and an open line of sight from the front door to the back window. The inviting living area flows into a well-appointed kitchen featuring ample cabinet storage, a pantry, granite countertops, and a large peninsula. The dining area stands out with its beamed ceiling, warm lighting, and thoughtful design touches that create an exceptionally welcoming atmosphere. The generous primary bedroom includes an en-suite bath with heat lamp, excellent closet space, and an in-unit washer and dryer. The guest bedroom is ideal for visitors, a home office, or hobbies and is currently furnished with a lovely queen bedroom set. Every piece of furniture showcases a classic Florida style look, offering both comfort and coastal charm. Additional highlights include assigned parking, updated windows throughout, ceiling fans in every room, a 2015 AC system, and gracefully maintained Florida-style furnishings. Kitchen appliances include an ice maker and air-fryer. This home is truly move-in ready.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8510262
StatusActive
Year Built1987
Stories3
Total Rooms5
ConstructionBlock
RoofMembrane
FoundationSlab
FacesNorth
SubdivisionON TOP OF THE WORLD
CountyPinellas
OwnershipLeasehold
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Elevator, Open Floorplan, Solid Surface Counters, Stone Counters, Thermostat, Window Treatments
FlooringCarpet, Luxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
LaundryInside
WindowsBlinds, Storm Window(s), Window Treatments
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorLighting, Storage
Lot Size2.00 acres (124,209 sq ft)
Road SurfaceConcrete

Pool & Spa

Private PoolNo
Pool FeaturesGunite, In Ground
SpaHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$592 / Monthly
Senior CommunityYes

Financial Details

List Price$245,000
Annual Taxes$2,008 (2025)
Parcel #312816641090820690

Schools

ElementaryLeila G Davis Elementary-PN
MiddleSafety Harbor Middle-PN
HighDunedin High-PN

Directions

This parking area can be a little tricky to find. From Belcher Road, head west onto World Parkway Blvd. Turn left onto Americus Blvd S, then make another left onto Philippine Dr. Follow Philippine Dr to the end, where you'll see the entrance to the parking lot. Visitor parking is located in the first few spaces on your right.

Location

2284 PHILIPPINE DRIVE UNIT 69, CLEARWATER, FL 33763

Listing Information

OfficeDALTON WADE INC
ListedMay 26, 2026

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Home Price

$245,000

20% ($49,000)
6.75%

Loan Term

Principal & Interest$1,271
Property Tax (est.)$225
Insurance (est.)$150
Total Monthly$1,646
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $245,000 home in CLEARWATER.

🏛️

FHA Loan

$8,575 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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