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$649,900

24115 SAN GIOVANNI DRIVE, LAND O LAKES, FL 34639

3D Tour

Active52 days on market

Beds

Baths

Sq Ft

3,576 sq ft

Year Built

2015

Lot Size

0.14 acres

Garage

About This Property

Nestled in the highly sought-after Enclave at Terra Bella, this stunning home truly has it all. Featuring 5 bedrooms and 4.5 baths—including 3 full ensuites—plus a versatile bonus room and a spacious dedicated office, the floor plan offers flexibility for every lifestyle. Recent upgrades shine throughout: all-new engineered hardwood floors, fresh interior paint, a new white vinyl privacy fence, updated garage with abundant built-in storage, lush new landscaping, a brand-new A/C, and all-new appliances. The inviting interior boasts elegant details like a tray ceiling, a luxurious primary bath, and impressive oversized walk-in closets. Enjoy outdoor living on the charming front porch, the screened back porch, and a large backyard ideal for entertaining. Best of all, you’re just a short stroll from the community pool. With thoughtful updates and premium finishes at every turn, this move-in-ready home will not disappoint.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8510326

StatusActive

Year Built2015

Stories2

Total Rooms9

ConstructionBlock

RoofShingle

FoundationBlock

FacesWest

SubdivisionENCLAVE/TERRA BELLA PH 1

CountyPasco

OwnershipFee Simple

FurnishedNegotiable

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Open Floorplan, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments

FlooringCeramic Tile, Engineered Hardwood

AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator

LaundryLaundry Room

CoolingCentral Air

HeatingCentral

SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Yard, Rain Gutters, Sliding Doors, Storage

Lot Size0.14 acres (6,300 sq ft)

Road SurfacePaved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$71 / Monthly

Senior CommunityNo

Financial Details

List Price$649,900

Original Price$699,000

Annual Taxes$8,497 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningMPUD

Parcel #192629007.0000.00120.0

Directions

From State Rd 54 go to Enclave Terra Bella entry, straight to stop sigh, take a right and home is on your left.

Location

24115 SAN GIOVANNI DRIVE, LAND O LAKES, FL 34639

Listing Information

OfficeCENTURY 21 INTEGRA

ListedMay 21, 2026

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Pick a Day

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Home Price

$649,900

Down Payment20% ($129,980)

Interest Rate6.75%

Loan Term

Principal & Interest$3,372

Property Tax (est.)$596

Insurance (est.)$150

Total Monthly$4,118

Full Calculator →

How to Buy This Home

Multiple financing options available for this $649,900 home in LAND O LAKES.

🏛️

FHA Loan

$22,747 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$32,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 13, 2026.