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$349,000

725 WINTERSIDE DRIVE, APOLLO BEACH, FL 33572

3D Tour
Active114 days on market

Beds

3

Baths

2

Sq Ft

1,982 sq ft

Year Built

2021

Lot Size

0.11 acres

Garage

2

About This Property

THIS HOME OFFERS AN ASSUMABLE 2.75 INTEREST RATE LOAN! Welcome to luxury coastal living in the highly sought-after GATED community of MIRABAY in Apollo Beach! This beautifully designed ONE-STORY home offers 3 bedrooms, 2 bathrooms, a PRIVATE DEN with double doors, and nearly 2,000 square feet of thoughtfully UPGRADED living space. From the moment you step inside, you’ll appreciate the elegant CERAMIC WOOD-LOOK TILE FLOORING that flows throughout the home, CROWN MOLDING, PLANTATION SHUTTERS, CUSTOM LIGHT FIXTURES, and DESIGNER TOUCHES at every turn. The OPEN-CONCEPT & SPLIT BEDROOM LAYOUT seamlessly connects the GOURMET kitchen, dining, and living areas, creating the perfect space for both entertaining and everyday living. The chef’s kitchen is a true showpiece featuring QUARTZ countertops, a NATURAL GAS cooktop, DOUBLE OVENS, STAINLESS STEEL appliances, BREAKFAST BAR seating, custom PENDANT LIGHTING, and stylish SHIPLAP accents. Large SLIDING GLASS DOORS lead to the SCREENED LANAI, blending indoor and outdoor living beautifully. The spacious primary suite offers TRAY CEILINGS, a CUSTOM WALK-IN CLOSET, and a luxurious ENSUITE BATH complete with DUAL QUARTZ VANITIES, a large WALK-IN TILED SHOWER, and private water closet. Two additional bedrooms and a versatile den provide flexibility for guests, a home office, or hobby space. Additional upgrades include an INSIDE LAUNDRY room with CUSTOM CABINETRY, whole-house WATER SOFTENER system, SOLAR PANELS for energy efficiency, SURGE PROTECTOR on the A/C unit, CEILING FANS throughout, and a rear-entry 2-car garage featuring BUILT-IN CUSTOM WOOD SHELVING for exceptional STORAGE. Living in MiraBay means enjoying RESORT-STYLE AMENITIES including beach-entry POOLS, KAYAK rentals, CLUBHOUSE, FITNESS CENTER, PLAYGROUNDS, LIGHTED BASKETBALL, PICKLEBALL, & TENNIS COURTS, COMMUNITY EVENTS & ACTIVITIES as well as access to the beautiful waters of Tampa Bay. This exceptional home offers the perfect blend of comfort, style, and resort-style living in one of Apollo Beach’s premier waterfront communities.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8510516
StatusActive
Year Built2021
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionMIRABAY PARCELS 21 & 23
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, High Ceilings, Living Room/Dining Room Combo, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCeramic Tile
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener
LaundryInside, Laundry Room
WindowsShutters
CoolingCentral Air
HeatingNatural Gas
SecurityGated Community, Smoke Detector(s)

Exterior & Lot

ExteriorHurricane Shutters, Irrigation System, Lighting, Sliding Doors
Lot Size0.11 acres (5,000 sq ft)
Lot Dimensions40 x 125
Road SurfaceConcrete
0

Utilities

WaterCanal/Lake For Irrigation, Public
SewerPublic Sewer
UtilitiesElectricity Connected, Natural Gas Connected, Public, Solar, Sprinkler Recycled, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$396 / Monthly
Senior CommunityNo

Financial Details

List Price$349,000
Original Price$395,000
Annual Taxes$8,139 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U32311997F00008300003.0

Schools

ElementaryApollo Beach-HB
MiddleEisenhower-HB
HighLennard-HB

Directions

I-41 to West on Mirabay Blvd to 1st left onto Manns Harbor Dr to left on Winterside Dr to right on Winterside street sign showing address, driveway to house is on the right

Location

725 WINTERSIDE DRIVE, APOLLO BEACH, FL 33572

Listing Information

OfficeKELLER WILLIAMS SOUTH SHORE
ListedMay 21, 2026

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Home Price

$349,000

20% ($69,800)
6.75%

Loan Term

Principal & Interest$1,811
Property Tax (est.)$320
Insurance (est.)$150
Total Monthly$2,281
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $349,000 home in APOLLO BEACH.

🏛️

FHA Loan

$12,215 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 13, 2026.

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