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$569,000

354 HOPE BAY LOOP, APOLLO BEACH, FL 33572

3D Tour
Active71 days on market

Beds

5

Baths

3

Sq Ft

2,916 sq ft

Year Built

2014

Lot Size

0.23 acres

Garage

3

About This Property

Virtually Staged. APPRAISED AT $582,000 IN MAY 2026 — NOW OFFERED AT $569,000! 5 Bedrooms | 3 Full Baths | 2,916 Sq. Ft. | Heated Pool | 3-Car Garage | NEW ROOF Space, value, and Florida living come together in this spacious Harbour Isles pool home. With 2,916 sq. ft., 5 bedrooms, 3 full bathrooms, a heated pool, 3-car garage, and NEW ROOF (2025), the big-ticket features are already here—leaving you the opportunity to personalize the finishes and make it your own. French doors welcome you into a spacious split-bedroom floor plan with crown molding, plantation shutters, arched entryways, and tile throughout the main living areas. Two additional flex spaces offer endless possibilities for a home office, formal dining room, playroom, or additional living space. The generously sized kitchen features granite countertops, 42-inch cabinetry, stainless steel appliances, a NEW refrigerator (2024), built-in wine refrigerator, reverse-osmosis system, breakfast bar, and large walk-in pantry. The primary suite offers two walk-in closets and an en-suite bath with dual vanities, an oversized glass-enclosed shower, and garden tub. Four additional bedrooms provide plenty of flexibility, while a convenient pool bath offers direct access to the lanai. Outside, your private Florida retreat awaits. Enjoy a HEATED POOL, covered lanai, and expansive paver deck—perfect for entertaining or relaxing year-round. The 3-car garage also features a mini-split A/C system, adding even more usable space and functionality. Harbour Isles offers LOW HOA fees and amenities including a clubhouse, resort-style pool, fitness center, basketball courts, playgrounds, and scenic walking trails, with convenient access to US-41 and I-75.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8510904
StatusActive
Year Built2014
Total Rooms10
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionHARBOUR ISLES PH 2A/2B/2C
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, L Dining, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile, Laminate
AppliancesCooktop, Dishwasher, Disposal, Microwave, Range, Refrigerator, Water Purifier, Water Softener, Wine Refrigerator
LaundryInside, Laundry Room
WindowsBlinds, Shutters
CoolingCentral Air
HeatingCentral
SecuritySecurity System, Smoke Detector(s)

Exterior & Lot

ExteriorFrench Doors, Hurricane Shutters, Irrigation System, Permeable Paving, Private Entrance, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.23 acres (10,000 sq ft)
Lot FeaturesIn County, Sidewalk
Road SurfacePaved
ViewPool

Pool & Spa

Private PoolYes
Pool FeaturesGunite, Heated, In Ground, Salt Water, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Sprinkler Meter, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$120 / Annually
Senior CommunityNo

Financial Details

List Price$569,000
Original Price$599,900
Annual Taxes$3,483 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U33311995J00000900027.0

Schools

ElementaryDoby Elementary-HB
MiddleEisenhower-HB
HighLennard-HB

Directions

From US Hwy 41 turn southeast onto Spindle Shell Way. Turn left onto Sandy Shell Dr. Take third left onto Hope Bay Loop. Turn right onto Hope Bay Loop. Home is ahead on the right.

Location

354 HOPE BAY LOOP, APOLLO BEACH, FL 33572

Listing Information

OfficeKELLER WILLIAMS SOUTH SHORE
ListedJune 11, 2026

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Home Price

$569,000

20% ($113,800)
6.75%

Loan Term

Principal & Interest$2,952
Property Tax (est.)$522
Insurance (est.)$150
Total Monthly$3,624
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $569,000 home in APOLLO BEACH.

🏛️

FHA Loan

$19,915 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$28,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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