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$650,000

13440 1ST STREET E, MADEIRA BEACH, FL 33708

3D Tour
Active91 days on market

Beds

4

Baths

2

Sq Ft

1,378 sq ft

Year Built

1958

Lot Size

0.09 acres

Garage

About This Property

Welcome home to this fantastic duplex on Madeira Beach, located just 5 blocks from world famous Johns Pass! This investment opportunity is situated perfectly and is located only 1 block to a public beach access and 1 block to a neighborhood park on the bay side. Step inside and fall in love with this light and bright gem, both units feature open living designs and spacious bedrooms. There are 2 separate laundry/storage rooms and there is a double carport on the beach side unit and a 4 car wide concrete parking pad for the bay side unit. Updates are numerous and done to an extreme high level that must be seen in person to fully appreciate! They include the flooring, full kitchen remodels, bathroom remodels, double pane vinyl windows, new base trim and interior doors, fiberglass exterior doors and a new shingle roof in 2025 (Car-port roof not included). Step out back and see where this residence really shines, there is a double wide carport giving ample space in the shade while still allowing space for parking. This duplex has a truly special feel to it; you will love sitting outside and relaxing while enjoying the sea breezes in the shade. This opportunity would be perfect for an owner occupant on one side and rental on the other. Madeira beach allows seasonal 3-month rentals. This is a special property that must be seen in person to fully appreciate, hurry do not miss it!

Property Overview

Property TypeResidential Income
Sub TypeDuplex
MLS #TB8511506
StatusActive
Year Built1958
ConstructionBlock, Stucco
RoofOther, Shingle
FoundationSlab
SubdivisionMITCHELL'S BEACH REVISED
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Window Treatments
FlooringLuxury Vinyl, Travertine
AppliancesElectric Water Heater, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, Washer Hookup
WindowsDouble Pane Windows, Window Treatments
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorStorage
Other StructuresStorage
Lot Size0.09 acres (4,060 sq ft)
Lot Dimensions40 x 104
Lot FeaturesCity Lot, Near Public Transit
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Sewer Connected, Street Lights

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$650,000
Original Price$675,000
Annual Taxes$4,857 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-2 LOW DENS MULTI FAM
Parcel #153115583200100140

Schools

ElementaryOrange Grove Elementary-PN
MiddleSeminole Middle-PN
HighSeminole High-PN

Directions

From 150th Ave and Gulf Blvd go South on Gulf Blvd 1 mile. Turn East onto 135th Ave then turn South onto 1st Street East and continue to address.

Location

13440 1ST STREET E, MADEIRA BEACH, FL 33708

Listing Information

OfficeFUTURE HOME REALTY INC
ListedMay 22, 2026

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Home Price

$650,000

20% ($130,000)
6.75%

Loan Term

Principal & Interest$3,373
Property Tax (est.)$596
Insurance (est.)$150
Total Monthly$4,119
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $650,000 home in MADEIRA BEACH.

🏛️

FHA Loan

$22,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$32,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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