$497,000
260 42ND AVENUE, ST PETE BEACH, FL 33706
Beds
2
Baths
1
Sq Ft
848 sq ft
Year Built
1949
Lot Size
0.18 acres
Garage
1
About This Property
One or more photo(s) has been virtually staged. Coastal Living, Reimagined. Inside, modern coastal design meets effortless functionality. An OPEN-CONCEPT living space, crisp white interiors, soft coastal finishes, and an abundance of windows create a bright, airy atmosphere filled with natural Florida light. The thoughtfully designed layout makes the 848-square-foot home feel welcoming, comfortable, and surprisingly spacious. With 2 bedrooms, 1 bath, a FLEX space, and a one-car garage with laundry, the home is designed for easy beach living. Step outside and the oversized lot offers room to create your own private tropical retreat, with ALLEY ACCESS adding even more flexibility. And then there’s the lifestyle: five minutes to the sand, golf-cart-friendly streets, sunsets, restaurants, and everything that makes St. Pete Beach special. Downtown St. Petersburg is just 15 minutes away, with convenient highway access when it’s time to venture beyond the beach. Roof 2020. HVAC 2023. Water heater 2026. Just across the street from the beach, this charming St. Pete Beach cottage delivers the kind of coastal lifestyle that is increasingly hard to find. This is beach living—just the way it should feel.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Gulf Blvd/East on 44th Ave to Fork to 42nd to Address
Location
260 42ND AVENUE, ST PETE BEACH, FL 33706
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$497,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $497,000 home in ST PETE BEACH.
🏛️
FHA Loan
$17,395 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$24,850 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.