Beds
4
Baths
2
Sq Ft
1,926 sq ft
Year Built
2021
Lot Size
0.14 acres
Garage
2
About This Property
Virtually Staged. STUNNING, MOVE-IN READY! NEW LIGHT OAK LVP FLOORING, MODERN INTERIOR PAINT & PREMIUM UPGRADES—NO NEW CONSTRUCTION WAIT! Why wait to build and spend thousands on upgrades? This beautifully refreshed 2021-built home in Shell Cove offers 4 bedrooms, 2 bathrooms, and 1,926 sq. ft. of spacious SINGLE-LEVEL living with approximately $10,000 in recent improvements! Enjoy upgraded 9”x60” wide-plank luxury vinyl flooring throughout the main living areas, modern interior paint, window blinds, ceiling fans, and a FULLY FENCED backyard with fresh sod—all already included! The open great room features vaulted ceilings and flows into a spacious kitchen with an oversized granite island, espresso cabinetry, French-door refrigerator, and walk-in pantry. The split-bedroom floor plan offers privacy, while the primary suite features an oversized walk-in shower, dual vanity with upgraded Level 2 granite, and walk-in closet. Additional features include a 2021 Roof, Double-pane windows, smart lighting, and INCLUDED washer and dryer. Enjoy Shell Cove's resort-style amenities, including a community pool, pickleball courts, clubhouse, playground, dog parks, and walking trails. WHY WAIT TO START ENJOYING THE FLORIDA LIFESTYLE? Discover nearby E.G. Simmons Park for Bird watching-Fishing from pier-rent kayak, Little Harbor Marina for High and Dry Boat storage with access to world glass fishing, local nature trails, minutes to waterfront dining with beautiful west coast sunset views, St. Petersburg's Gulf beaches, and Sarasota's theaters and art galleries. Convenient access to I-75, Tampa, St. Petersburg, Sarasota, medical facilities, Publix, Aldi's, coffee shops, eateries, adds everyday convenience. Whether you're downsizing, purchasing your first home, or looking for a nearly new home without the added expense of builder upgrades, this property offers comfort, convenience, and exceptional value. FHA FINANCING WELCOME! Property may also qualify for USDA financing for eligible buyers—verify eligibility with your lender. Move in, settle in, and start enjoying life in Ruskin! Schedule your private showing today.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
South I-75, R FL-674, R US Hwy 41, Left 11th Ave NW, Left Island Sunset Pl, R Anchor Bend Dr
Location
1261 ANCHOR BEND DRIVE, RUSKIN, FL 33570
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$319,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $319,900 home in RUSKIN.
🏛️
FHA Loan
$11,197 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$15,995 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.