$345,000
38912 CARR DRIVE, ZEPHYRHILLS, FL 33540
Beds
3
Baths
2
Sq Ft
1,392 sq ft
Year Built
1999
Lot Size
0.27 acres
Garage
2
About This Property
Welcome to this absolutely one-of-a-kind home in beautiful Zephyrhills! This stunning 3-bedroom, 2-bath residence sits on a spacious 0.26-acre lot and offers the perfect combination of comfort, upgrades, and charm — all with NO HOA and low taxes Extensively updated, this home features a brand-new roof (2022), new water heater (2022), fresh interior paint (2022), and new carpeting in two bedrooms (2022). The A/C was replaced in 2018, appliances were updated in 2019, and the home also includes a new refrigerator. Beautiful wood flooring flows throughout most of the home, with vinyl flooring in one bedroom and carpet in the others. One of the standout features is the fully enclosed 12x21 lanai, added by the current owner after purchase. This inviting space comes completely equipped with its own window A/C unit, making it the perfect year-round spot to relax and enjoy Florida living The kitchen is enhanced with modern LED lighting, while outside, you’ll find a custom-built wood fence featuring 1x6 plank boards with an elegant Australian-style cabinet wood finish, adding both privacy and character. A large 12x12 storage shed provides plenty of extra space for tools, hobbies, or outdoor equipment. This beautiful, move-in-ready home truly stands out from the rest — don’t miss your opportunity to make it yours!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Heading north on 301, turn right on Pretty Pond Road, turn left on Arms Drive, and turn left onto Carr Drive.
Location
38912 CARR DRIVE, ZEPHYRHILLS, FL 33540
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$345,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $345,000 home in ZEPHYRHILLS.
🏛️
FHA Loan
$12,075 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$17,250 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 23, 2026.