Beds
4
Baths
2
Sq Ft
1,706 sq ft
Year Built
1983
Lot Size
0.14 acres
Garage
2
About This Property
The home is also equipped with hurricane-grade windows by Pell and 3rd nail roof straps for peace of mind! Welcome to your private oasis at 2627 Surrey Drive, a beautifully maintained 4-bedroom, 2-bathroom single-family POOL home offering the ultimate Florida lifestyle with NO KNOWN HOA fees in a quiet neighborhood. Inside, the spacious open floor plan blends durable tile and laminate flooring with modern updates, including stainless steel kitchen appliances, custom stone-accented bathrooms, and a massive bonus den that easily transforms into a home office or game room. Step outside into a spectacular, fully screened lanai featuring a patio and a sparkling in-ground pool. Beyond the property line, you are minutes from world-class coastal recreation, including the pristine white sands of Honeymoon Island and Caladesi Island, the championship golf courses at Innisbrook Resort, and the scenic trails at Wall Springs Park. You are also close to the vibrant dining at the historic Tarpon Springs Sponge Docks, and an easy 30-to-35-minute commute to both St. Pete-Clearwater and Tampa International Airports. Come see this home today!
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
take 54
Location
2627 SURREY DRIVE, PALM HARBOR, FL 34684
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$439,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $439,000 home in PALM HARBOR.
🏛️
FHA Loan
$15,365 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$21,950 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.