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$549,900

7709 S FITZGERALD STREET, TAMPA, FL 33616

3D Tour

Closed5 days on market

Beds

Baths

Sq Ft

1,551 sq ft

Year Built

2010

Lot Size

0.11 acres

Garage

About This Property

Move-in ready and straight out of Instagram, this stylish smart home pairs modern upgrades with unbeatable value, including a rare 4.87 percent assumable VA loan. Featuring three bedrooms, two baths, a screened-in paver patio and a two-car garage, this home is packed with high-end touches like quartz countertops, soft-close cabinets, a farmhouse sink, closet systems, plantation shutters, custom built-in entertainment center, luxury vinyl flooring and smart home automation throughout. Smart home features include capabilities through the Ecobee Thermostat, never forgetting if you shut the garage door, and several light features and functions, all controlled from your phone. Govee lights have been installed on the front and both sides of the house, so you never have to put up holiday lights! Major updates include a new roof (2026), air conditioner (2021), and water heater and range (2022). The home sat high and dry during the storms of 2024, according to the owner. Enjoy customizable outdoor lighting, app-controlled features, and a location just minutes from MacDill AFB, downtown Tampa, Gandy Boulevard and the Gulf beaches.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8512322

StatusClosed

Year Built2010

Total Rooms6

ConstructionBlock, Stucco

RoofShingle

FoundationBlock

FacesEast

SubdivisionPORT TAMPA CITY MAP

CountyHillsborough

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Smart Home, Stone Counters, Walk-In Closet(s)

FlooringCeramic Tile, Luxury Vinyl

AppliancesConvection Oven, Dishwasher, Disposal, Microwave, Refrigerator, Touchless Faucet

LaundryInside, Laundry Room

WindowsBlinds, Double Pane Windows

CoolingCentral Air

HeatingCentral

SecuritySecurity Lights, Security System, Smoke Detector(s)

Exterior & Lot

ExteriorHurricane Shutters, Irrigation System, Sidewalk, Sliding Doors

FencingVinyl

Lot Size0.11 acres (5,000 sq ft)

Lot Dimensions50 x 100

Lot FeaturesFlood Insurance Required, FloodZone, City Lot, Street Dead-End

Road SurfacePaved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesFiber Optics, Public, Street Lights, Underground Utilities

Parking

GarageYes (2 spaces)

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$549,900

Annual Taxes$6,738 (2025)

ZoningRS-50

Parcel #A20301842J00024500005.0

Schools

ElementaryWest Shore-HB

MiddleMadison-HB

HighRobinson-HB

Directions

Driving south on Sparkman from Interbay turn west on Tarpon and south again on Fitzgerald. Home will be on your right.

Location

7709 S FITZGERALD STREET, TAMPA, FL 33616

Listing Information

OfficePREMIER SOTHEBYS INTL REALTY

ListedMay 27, 2026

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Pick a Day

Preferred Time

Home Price

$549,900

Down Payment20% ($109,980)

Interest Rate6.75%

Loan Term

Principal & Interest$2,853

Property Tax (est.)$504

Insurance (est.)$150

Total Monthly$3,507

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Nearby Schools

Elementary School

West Shore-HB

View on GreatSchools →

Middle School

Madison-HB

View on GreatSchools →

High School

Robinson-HB

View on GreatSchools →

How to Buy This Home

Multiple financing options available for this $549,900 home in TAMPA.

🏛️

FHA Loan

$19,247 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$27,495 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 15, 2026.