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$209,500

1000 COVE CAY DRIVE UNIT 4D, CLEARWATER, FL 33760

3D Tour
Active131 days on market

Beds

2

Baths

2

Sq Ft

960 sq ft

Year Built

1991

Lot Size

—

Garage

—

About This Property

Move-in ready and sold furnished, this beautifully updated 2BR/2BA condo offers effortless waterfront living in a vibrant all-ages community of Cove Cay with 24/7 guarded security. This Unit is located in the desirable Village III. Enjoy serene views of the pool, marina, restaurant, and bay from the oversized screened balcony with access from both the living room and primary suite. Tastefully renovated, the interior features a redesigned kitchen with granite countertops, dark wood cabinetry, glass backsplash, stainless appliances, crown molding, and wood flooring throughout the main living areas and bedrooms. Both bathrooms have been fully updated with granite counters, stylish vanities, glass-enclosed tile showers, and designer finishes. The primary bedroom includes two closets, plus washer and dryer are included. Enjoy maintenance-free living with an all-inclusive HOA covering internet, cable, water, sewer, trash, exterior maintenance, and building insurance. Community amenities include a renovated pool, spa, clubhouse with full kitchen, marina access with boat and kayak rentals, and a newer building roof already completed. Note: The Cove Cay Golf Course and Marina are open to the public. Contact each directly for current rates. Schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8512451
StatusActive
Year Built1991
Stories7
Total Rooms4
ConstructionBlock
RoofBuilt-Up
FoundationSlab
FacesSouth
SubdivisionCOVE CAY VILLAGE III
CountyPinellas
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Crown Molding, Elevator, Living Room/Dining Room Combo, Solid Wood Cabinets, Window Treatments
FlooringTile, Hardwood
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Filtration System
LaundryIn Kitchen, Inside, Laundry Closet
WindowsShades, Window Treatments
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorBalcony, Sidewalk, Sliding Doors
Lot FeaturesNear Golf Course, On Golf Course
Road SurfacePaved
ViewPool, Water

Pool & Spa

Private PoolNo
Pool FeaturesHeated, In Ground, Salt Water
SpaIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Available, Water Available

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$209,500
Original Price$215,000
Annual Taxes$708 (2025)
FinancingCash, Conventional
Parcel #292916187080040440

Schools

ElementaryBelcher Elementary-PN
MiddleOak Grove Middle-PN
HighPinellas Park High-PN

Directions

From US19 take the Whitney Rd exit, heading north on Frontage road, make a Right on Cove Cay Blvd. Guard at gate will have your name or will call Seller for access. Once past Gate, make the first left towards the Marina, then make Right at the parking lot. Visitor spots are marked Yellow. Condo is on 4th Floor, coming out of the elevator it will be the first door you see Unit 4D.

Location

1000 COVE CAY DRIVE UNIT 4D, CLEARWATER, FL 33760

Listing Information

OfficeFUTURE HOME REALTY INC
ListedMay 28, 2026

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Home Price

$209,500

20% ($41,900)
6.75%

Loan Term

Principal & Interest$1,087
Property Tax (est.)$192
Insurance (est.)$150
Total Monthly$1,429
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $209,500 home in CLEARWATER.

🏦

Conventional

$10,475 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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