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$400,000

314 WINDRUSH BOULEVARD UNIT 12, INDIAN ROCKS BEACH, FL 33785

3D Tour
Active101 days on market

Beds

2

Baths

3

Sq Ft

1,400 sq ft

Year Built

1981

Lot Size

Garage

1

About This Property

PRICE IMPROVEMENT **** Welcome to effortless coastal living in the heart of Indian Rocks Beach at Indian Cove Condominiums. This beautifully maintained, fully furnished, turnkey 3-story condo that lives like a townhome offers 2 bedrooms, 2.5 bathrooms, an oversized 1-car garage, two private balconies, and convenient access to the community pool just steps from your front door. Perfectly blending beachside charm with low-maintenance living, this home is ideally located just a short walk or quick golf cart ride to the public beach access and the white sand beaches of the Gulf of Mexico. For added flexibility and investment potential, 2-week short-term rentals are also permitted. The first floor features an oversized garage with room for both a car and golf cart, plus plenty of additional storage for beach gear, bikes, fishing equipment, and even a rack for paddleboards and water toys. Also located on the first level is a versatile flex space [located in the FEMA, un-insured but air conditioned space] with direct access to the community pool, creating endless opportunities for entertaining, hosting guests, a game room, home gym, office, or additional lounge space after a day at the beach. Upstairs on the main living level, you are welcomed by an open-concept kitchen, dining, and living area filled with natural light and relaxed coastal vibes throughout. The updated kitchen features granite countertops, stainless steel appliances, a stylish subway tile backsplash, and a conveniently located half bathroom nearby. The spacious living and dining areas flow seamlessly to a private balcony, creating the perfect setting to relax or entertain while enjoying the coastal breeze. On the third floor are both bedrooms, each offering comfortable carpet flooring and privacy from the main living areas. The primary suite features its own private balcony and an updated ensuite bathroom complete with a large single vanity and beautifully updated tile shower with glass enclosure. The secondary bedroom is perfect for guests or family and is conveniently located next to the updated secondary bathroom featuring a single vanity and shower/tub combination. Also located on this floor is an oversized laundry room with abundant storage and functionality. This condo offers the perfect blend of comfort, convenience, and easy coastal living. The HOA carries the flood insurance and master building insurance policy, leaving owners responsible for only a walls-in policy for added peace of mind. Conveniently located near locally loved restaurants like Salt Rock Grill, shops, parks, boating, fishing, and everything Indian Rocks Beach has to offer, this property also provides easy access to Clearwater Beach, downtown St. Petersburg, Tampa, and Tampa International Airport. Whether you are searching for a full-time residence, vacation getaway, or investment opportunity, this coastal retreat delivers the ideal Florida beach lifestyle.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8512570
StatusActive
Year Built1981
Stories3
Total Rooms4
ConstructionBlock, Concrete
RoofShingle
FoundationSlab
FacesSouth
SubdivisionINDIAN COVE CONDO
CountyPinellas
OwnershipCondominium
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Window Treatments
FlooringCarpet, Laminate, Tile
AppliancesCooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
LaundryInside, Laundry Room, Upper Level
WindowsWindow Treatments
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony, Sliding Doors
Road SurfaceConcrete
ViewPool
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$970 / Monthly
Senior CommunityNo

Financial Details

List Price$400,000
Original Price$450,000
Annual Taxes$5,239 (2025)
FinancingCash, Conventional
Parcel #123014426800020120

Schools

ElementaryAnona Elementary-PN
MiddleSeminole Middle-PN
HighSeminole High-PN

Directions

From Ulmerton and Seminole Blvd. Head west on Ulmerton, go over bridge to Gulf Blvd. Make a right onto Gulf Blvd. Make a right onto 8th Ave. At stop sign E Gulf Blvd make a right. Make a left on Windrush blvd. Entrance will be on the left near the mailboxes.

Location

314 WINDRUSH BOULEVARD UNIT 12, INDIAN ROCKS BEACH, FL 33785

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedJune 1, 2026

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Home Price

$400,000

20% ($80,000)
6.75%

Loan Term

Principal & Interest$2,076
Property Tax (est.)$367
Insurance (est.)$150
Total Monthly$2,592
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $400,000 home in INDIAN ROCKS BEACH.

🏦

Conventional

$20,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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