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$319,900

7419 IVORY TERRACE, NEW PORT RICHEY, FL 34655

3D Tour
Active106 days on market

Beds

4

Baths

2

Sq Ft

1,509 sq ft

Year Built

1977

Lot Size

0.14 acres

Garage

About This Property

**** Seller is open to a lease option with acceptable terms. *** Located in the highly sought-after Seven Springs and Trinity area, this well-maintained home offers four bedrooms, a separate bonus room, and two full bathrooms. The fourth bedroom, located at the back of the home, can also be used as an additional living room, providing valuable flexibility as your needs change. The property is zoned for Seven Springs Elementary, Seven Springs Middle School, and J.W. Mitchell High School. The home features a spacious, light-filled living area with a large front window and a warm, welcoming atmosphere. The recently renovated eat-in kitchen includes white shaker cabinetry, granite countertops, stainless steel appliances, and a functional layout that makes everyday living and entertaining easy. The primary bedroom includes a private en-suite bathroom, while the additional bedrooms provide comfortable space for occupants, guests, hobbies, or other needs. In addition to the versatile fourth bedroom or rear living room, there is also a separate bonus room that is ideal for a home office with a separate entry, study area, playroom, or creative space. An interior laundry room with a newer full-size washer and dryer adds everyday convenience. Outside, the large, fully white vinyl fenced backyard provides generous space for pets, recreation, gardening, and outdoor gatherings. A newer storage shed situated on a concrete pad offers additional room for tools, bicycles, seasonal items, and other belongings. Sidewalk-lined streets contribute to the neighborhood’s walkability and established residential feel. No HOA or CDD fees help reduce ongoing housing expenses and provide greater flexibility. The home has never flooded. This home also did not experience any water intrusion or storm damage from Hurricanes Helene or Milton. Current flood insurance is approximately $800 per year. The property is conveniently located near Trinity Plaza, shopping, restaurants, medical facilities, parks, beaches, bicycle trails, places of worship, and local attractions. Access to the Veterans Expressway and surrounding parkways makes travel to Tampa International Airport, Pinellas County, and the greater Tampa Bay area convenient.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8512984
StatusActive
Year Built1977
Stories1
Total Rooms8
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionSEVEN SPGS HOMES
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets
FlooringCarpet, Laminate, Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorSidewalk, Sliding Doors, Storage
FencingVinyl
Other StructuresShed(s)
Lot Size0.14 acres (6,000 sq ft)
Lot FeaturesLevel, Near Public Transit, Sidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Fiber Optics, Public

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$319,900
Original Price$299,900
Annual Taxes$4,714 (2024)
FinancingCash, Conventional, FHA, Lease Option, Lease Purchase, VA Loan
ZoningR4
Parcel #162622004.B000.00407.0

Schools

ElementarySeven Springs Elementary-PO
MiddleSeven Springs Middle-PO
HighJ.W. Mitchell High-PO

Directions

South on Seven Springs Rd From SR54. Left on Ivory. Home will be on your left.

Location

7419 IVORY TERRACE, NEW PORT RICHEY, FL 34655

Listing Information

OfficeAMERICAN HERITAGE REALTY, INC.
ListedMay 28, 2026

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Home Price

$319,900

20% ($63,980)
6.75%

Loan Term

Principal & Interest$1,660
Property Tax (est.)$293
Insurance (est.)$150
Total Monthly$2,103
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $319,900 home in NEW PORT RICHEY.

🏛️

FHA Loan

$11,197 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.

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