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$270,000

3009 E FERN STREET, TAMPA, FL 33610

3D Tour
Active149 days on market

Beds

3

Baths

2

Sq Ft

999 sq ft

Year Built

1958

Lot Size

0.16 acres

Garage

,

About This Property

THERE’S NOTHING LEFT TO DO BUT MOVE IN! Move-in ready, major updates complete, and ready for immediate occupancy! If you've been searching for a home where the big-ticket items have already been addressed, this is your opportunity to move in with confidence. This well-maintained 3-bedroom, 1.5-bath concrete block home offers a functional layout, inviting interior and an oversized backyard in the heart of Tampa's vibrant urban core. Enjoy peace of mind with a permitted 2023 roof, 2019 water heater, brand-new carpet (July 2026) throughout all three bedrooms and a recently serviced HVAC system. Adding even more confidence - the home was professionally tented and treated for termites in July 2026 and includes a 3-year transferable warranty. That's one less thing to worry about! Inside, oversized obsidian-inspired ceramic tile, freshly painted white walls and an open-concept floor plan create a bright, welcoming atmosphere. The updated kitchen seamlessly connects to the living area and features shaker-style cabinetry, granite countertops and like-new stainless steel appliances. Step outside and discover one of this property's standout features: an oversized backyard shaded by beautiful grandfather oaks, offering plenty of room to entertain, garden, let the pets play or simply enjoy your own outdoor retreat. The approximately 67' x 103' lot also features a charming dog-trot-style storage and laundry room conveniently located just off the carport. Whether you're a first-time homebuyer, looking to downsize or searching for a smart investment opportunity, this home delivers value, functionality and the convenience of urban living. The major updates are done. The home is ready. All that's missing is YOU! Schedule your private showing today and come see everything this home and its incredible oversized backyard - has to offer! * Some photos have been virtually staged.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8513200
StatusActive
Year Built1958
Stories1
Total Rooms5
ConstructionBlock
RoofShingle
FoundationBlock, Slab
FacesNorth
SubdivisionWOODLAND TERRACE
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo, Primary Bedroom Main Floor
FlooringCeramic Tile
AppliancesDisposal, Microwave, Range, Refrigerator
LaundryLaundry Room, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorPrivate Yard, Storage
FencingChain Link
Other StructuresStorage
Lot Size0.16 acres (6,901 sq ft)
Lot Dimensions67 x 103
Lot FeaturesCity Lot, Landscaped
Road SurfacePaved, Asphalt
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Water Available, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$270,000
Original Price$300,000
Annual Taxes$4,828 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRS-50
Parcel #A32281948200000200005.0

Directions

For buyers coming from I-275, the easiest route to 3009 E Fern St is: Take Exit 48 for Sligh Avenue if you are traveling northbound on I-275. Head east on Sligh Avenue. Turn right onto North 30th Street. Turn left onto East Fern Street. The property will be on your right-hand side. If you are coming from downtown Tampa or south Tampa on I-275 northbound, expect about a 10–15 minute drive depending on traffic. The home also has convenient access to I-4 and Hillsborough Avenue for commuting throughout Tampa.

Location

3009 E FERN STREET, TAMPA, FL 33610

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP
ListedJune 3, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$270,000

20% ($54,000)
6.75%

Loan Term

Principal & Interest$1,401
Property Tax (est.)$248
Insurance (est.)$150
Total Monthly$1,798
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How to Buy This Home

Multiple financing options available for this $270,000 home in TAMPA.

🏛️

FHA Loan

$9,450 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.

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