$465,000
4234 FLORAMAR TERRACE, NEW PORT RICHEY, FL 34652
Beds
3
Baths
2
Sq Ft
1,233 sq ft
Year Built
1968
Lot Size
0.15 acres
Garage
1
About This Property
Welcome to this stunning canal-front home featuring breathtaking water views and quick access to the Gulf of Mexico. Located in the highly desirable Gulf Harbors community, this beautifully updated 3-bedroom, 2-bath, 1-car garage residence offers the perfect blend of comfort, style, and coastal living. Residents have the option to join the Gulf Harbors Civic Association for only $125 annually, which includes access to a private boat ramp and community activities. An additional optional membership of just $200 per year provides access to the exclusive private beach club, featuring beachfront cabanas, grills, swimming access, and spectacular sunset views from this hidden coastal gem. Completely renovated in 2024, this move-in-ready home showcases a brand-new kitchen with quartz countertops, a spacious island, ceramic tile flooring throughout, updated bathrooms, stylish ceiling fans, and attractive concrete pavers enhancing the front exterior. The open-concept floor plan offers formal living and dining areas filled with natural light, creating a warm and inviting atmosphere ideal for entertaining family and friends. Two guest bedrooms and a full bath are situated on one side of the home, while the private primary suite is tucked away toward the rear of the property. Step outside to the expansive fenced backyard and enjoy boating, fishing, and crabbing right from your own waterfront retreat. Additional updates include a newer A/C (2017) and roof (2013). Conveniently located near shopping, dining, beaches, and entertainment, this property has no HOA or CDD fees—just relaxed Florida waterfront living at its finest. Schedule your private showing today and experience the water-view lifestyle you’ve been dreaming of!
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
US19 then left Onto Floramar, home will be on the left side of the road.
Location
4234 FLORAMAR TERRACE, NEW PORT RICHEY, FL 34652
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$465,000
Loan Term
How to Buy This Home
Multiple financing options available for this $465,000 home in NEW PORT RICHEY.
🏛️
FHA Loan
$16,275 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$23,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
More Homes in New Port Richey
More Homes in New Port Richey
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 18, 2026.