$425,000
1578 INDIAN BAY ROAD, SPRING HILL, FL 34607
Beds
3
Baths
2
Sq Ft
1,608 sq ft
Year Built
1979
Lot Size
0.55 acres
Garage
2
About This Property
A RARE FIND on Florida's Nature Coast! 1578 Indian Bay Road is nestled between the charming coastal communities of Aripeka and Hernando Beach - two truly unique destinations on Florida's Nature Coast. Aripeka, a 120-acre angler's paradise with a rich history and State Historic Site designation, has even welcomed a few famous visitors over the years, including Babe Ruth and Jack Dempsey. Just down the road, Hernando Beach offers a one-of-a-kind, canal-driven waterfront lifestyle - with one small catch: there's no actual beach! So, what makes this area SO SPECIAL? How often can you look up at the night sky and actually SEE THE STARS, then be just 10 minutes from shopping, 15 minutes from seeing REAL-LIFE MERMAIDS, 20 minutes from beautiful white-sand beaches, and under 30 minutes from freshly crafted beer or spirits? Add in BEAUTIFUL SUNSETS, SECLUSION, and CONVENIENCE, and you have a truly special place to call home. And then there's this EXTRAORDINARY GEM... Built in 1979 and thoughtfully modernized in 2025, this 3-bedroom, 2-bath home offers an open-concept floor plan filled with natural light, plus an office/den - IF you can find it! (Wink, wink.) That's right... there's a HIDDEN ROOM! Inside, you'll find luxury vinyl plank flooring throughout the main living areas and ceramic tile in the bathrooms, ceiling fans in the bedrooms and living and dining rooms, solid wood cabinetry, and granite countertops. And 2025 brought A LOT of NEW! Updates include the water heater, HVAC, septic pump with alarm, garage door, all plumbing above the slab, kitchen appliances, electrical breakers, all doors, nearly every window, and fresh interior and exterior paint. Whew! That's a LOT of NEW! The screened-in back patio runs the full length of the home and overlooks a fenced backyard with mature landscaping, offering privacy and a shady retreat from the Florida sunshine. And speaking of water... the home is located directly across the street from the canal and just down the road from the community boat ramp. The surrounding grass flats, tidal inlets, and marshes are prime spots to cast a line for trophy redfish, snook, and spotted seatrout. Beautiful, secluded, updated, and still so close to everything - this is the rare Nature Coast gem you've been waiting for!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Hwy 19 take Aripeka Rd (in Pasco) or Osowaw Blvd (in Hernando) [same road] west. Turn north onto Indian Bay Rd. When road splits veer to the right to stay on Indian Bay Rd. House will be on the right.
Location
1578 INDIAN BAY ROAD, SPRING HILL, FL 34607
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$425,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $425,000 home in SPRING HILL.
🏛️
FHA Loan
$14,875 Down
Government-backed, low down payment. Credit scores as low as 580.
🏦
Conventional
$21,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hernando County SHIP
Varies
Income-qualifying Hernando residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 28, 2026.