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$648,000

3256 BENTLEY DRIVE, PALM HARBOR, FL 34684

3D Tour
Active136 days on market

Beds

4

Baths

3

Sq Ft

2,607 sq ft

Year Built

1993

Lot Size

0.18 acres

Garage

3

About This Property

One or more photos have been virtually staged. Price Reduced over $90k - Seller Motivated! Seller offering up to $23,000 in closing cost credits to fund a 3-2-1 rate buydown for the buyer with an acceptable offer. YOUR OWN PRIVATE POOL. NO REAR NEIGHBORS. Enjoy the Palm Harbor lifestyle in this four-bedroom, two-and-a-half-bath home in the desirable Village at Bentley Park. Set on a premium conservation lot, this home pairs peaceful backyard views with generous comfortable interior spaces and a three-car garage. Soaring ceilings and abundant natural light create an inviting first impression, while spacious living and dining areas offer room to gather, entertain, and unwind. The kitchen opens to the family room, complete with a wood-burning fireplace, and features a new stove and dishwasher. Upstairs, the oversized primary suite offers a spacious walk-in closet and an en-suite bath with granite countertops, a soaking tub, and a separate shower. Three additional bedrooms provide flexibility for guests, work, or hobbies. Outside, your private retreat awaits: a pool and spa, a fully fenced backyard, and a tranquil conservation backdrop with no rear neighbors. Recent updates include a new pool pump, along with recently new backyard fencing. With low HOA fees, zoning for Palm Harbor University High School, nearby Carwise Middle School, and convenient access to Gulf beaches, golf, shopping, dining, and major airports, this home brings together space, privacy, and everyday convenience at an Exceptional Value for Palm Harbor. Best Value Buy in Palm Harbor

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8513921
StatusActive
Year Built1993
Stories2
Total Rooms11
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionVILLAGE AT BENTLEY PARK PH II TR B-2
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Stone Counters, Walk-In Closet(s)
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer, Water Softener
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Sidewalk, Sliding Doors
FencingVinyl
Lot Size0.18 acres (7,998 sq ft)
Lot Dimensions61 x 127
Lot FeaturesIn County, Landscaped, Sidewalk
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground
SpaHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$520 / Annually
Senior CommunityNo

Financial Details

List Price$648,000
Original Price$739,999
Annual Taxes$3,403 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRPD-5
Parcel #322716940940020510

Schools

ElementaryHighland Lakes Elementary-PN
MiddleCarwise Middle-PN
HighPalm Harbor Univ High-PN

Directions

From US Hwy 19 take Alderman Road to the east then turn right on to Bentley Drive house is second house on the left once you pass Carwise Middle School. From Tampa Road east of US Hwy 19 turn north on to Lake St George Drive at first stop sign turn right on to Highland Blvd continue and take left on to Bentley Drive house is second house on left just past Carwise Middle School

Location

3256 BENTLEY DRIVE, PALM HARBOR, FL 34684

Listing Information

OfficeFILLMORE REAL ESTATE GROUP
ListedJune 1, 2026

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Home Price

$648,000

20% ($129,600)
6.75%

Loan Term

Principal & Interest$3,362
Property Tax (est.)$594
Insurance (est.)$150
Total Monthly$4,106
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $648,000 home in PALM HARBOR.

🏛️

FHA Loan

$22,680 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$32,400 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 15, 2026.

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