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$205,000

308 W 10TH STREET, LAKELAND, FL 33805

Active121 days on market

Beds

3

Baths

2

Sq Ft

1,025 sq ft

Year Built

1944

Lot Size

0.12 acres

Garage

—

About This Property

Virtually Staged. BACK ON MARKET! Previous contract fell through due to financing. MOVE-IN READY 3 bed two bath BLOCK HOME, packed with major upgrades! This beautifully updated 3-bedroom, 2-bath home features a NEW roof, NEW windows, NEW HVAC system, and NEW electrical panel, providing peace of mind and reducing future maintenance costs. Perfect for first-time homebuyers or anyone looking for a turnkey property, this home offers a functional layout, comfortable living spaces, and a spacious backyard with plenty of room for entertaining, pets, gardening, or future improvements. Conveniently located just minutes from Downtown Lakeland, major medical facilities, shopping, dining, and everyday conveniences. Enjoy quick access to local amenities while still having the comfort of a residential neighborhood. With significant system upgrades already completed and Lakeland continuing to attract new residents and investment, this home presents an excellent opportunity for both homeowners and long-term value. Schedule your private showing today before it’s gone!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8514036
StatusActive
Year Built1944
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationCrawlspace
FacesWest
SubdivisionWASHINGTON PARK
CountyPolk
OwnershipFee Simple

Interior Features

InteriorNinguno
FlooringLuxury Vinyl
AppliancesCooktop, Electric Water Heater, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorNone
Lot Size0.12 acres (5,158 sq ft)
Lot Dimensions54 x 95
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Sewer Available, Water Available

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$205,000
Original Price$245,000
Annual Taxes$1,494 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRA-4
Parcel #232812055500002030

Directions

N on Florida Ave, Left on W 10th - Home on Left

Location

308 W 10TH STREET, LAKELAND, FL 33805

Listing Information

OfficePEOPLE'S CHOICE REALTY SVC LLC
ListedMay 30, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$205,000

20% ($41,000)
6.75%

Loan Term

Principal & Interest$1,064
Property Tax (est.)$188
Insurance (est.)$150
Total Monthly$1,402
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How to Buy This Home

Multiple financing options available for this $205,000 home in LAKELAND.

🏛️

FHA Loan

$7,175 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$10,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 22, 2026.

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