$184,900
2638 SEA OATS CIRCLE S, LAKELAND, FL 33815
Beds
3
Baths
2
Sq Ft
960 sq ft
Year Built
1991
Lot Size
0.25 acres
Garage
—
About This Property
Fresh Update! Nestled on an oversized 0.25-acre lot, shaded by mature oak trees, this 3-bedroom, 2-bath manufactured home offers privacy, space, and convenience. The fenced backyard with raised flowerbeds provides ample room for entertaining, pets, gardening, or future improvements, while the bright interior features comfortable living areas and abundant natural light. Enjoy Florida living from the covered porch, with additional features including central HVAC, a utility/storage building, new skirting, and a carport. Conveniently located near shopping, dining, healthcare, and major roadways. No lot lease—own the land and enjoy the flexibility this property provides. Don’t miss out on this opportunity, call to set a tour today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
from ariana turn onto sea oats circle house will be on the left
Location
2638 SEA OATS CIRCLE S, LAKELAND, FL 33815
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$184,900
Loan Term
How to Buy This Home
Multiple financing options available for this $184,900 home in LAKELAND.
🏛️
FHA Loan
$6,472 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$9,245 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 9, 2026.