Open House
Saturday, September 26 · 1:00 PM–4:00 PM
$613,603
12533 WHARF TERRACE, PALMETTO, FL 34221
Beds
4
Baths
5
Sq Ft
2,921 sq ft
Year Built
2026
Lot Size
0.20 acres
Garage
3
About This Property
Under Construction. What's Special: No Rear Neighbors | Larger Lot | Preserve View | Flex Room | Covered Patio. New Construction - Ready Now! Built by America's Most Trusted Home Builder. Welcome to the Saint Croix at 12533 Wharf Terrace in Palms at Coasterra! This new home offers a spacious and thoughtfully designed layout where the gourmet kitchen with a center island and walk-in pantry opens to the dining area and great room, creating a bright, connected space for everyday living and entertaining. Pocket sliding glass doors extend the living area to the lanai. Privately situated, the primary suite features a walk-in closet and bath with dual sinks, soaking tub, and separate shower. Three secondary bedrooms each include a private bathroom. A flex room, drop zone, laundry room, and three-car garage add comfort, convenience, and versatility. This amenity-rich master-planned community is surrounded by natural beauty and endless ways to enjoy fun, fitness, and connection. Club Coasterra overlooks a 65-acre lake with four pools, cabanas, a workout space, and a lakeside pavilion. Enjoy additional pools, a dog park, a 20-acre lake, and a 160-acre nature park with trails, all near I-75 with access to Sarasota and Tampa. Additional Highlights Include: tray ceiling pkg, 8' interior doors, crown molding, and pre-plumb for a laundry sink. Photos are for representative purposes only. MLS#TB8514432
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Just off Buckeye Road within master-planned Coasterra community, this prime location in Palmetto provides easy access to I-75, Sarasota and Tampa.
Location
12533 WHARF TERRACE, PALMETTO, FL 34221
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$613,603
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $613,603 home in PALMETTO.
🏛️
FHA Loan
$21,476 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$30,680 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Manatee County SHIP
Varies
Income-qualifying Manatee residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 23, 2026.