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$465,000

8921 S THOROUGHBRED POINT, INVERNESS, FL 34452

3D Tour
Active127 days on market

Beds

4

Baths

2

Sq Ft

1,980 sq ft

Year Built

1981

Lot Size

2.13 acres

Garage

2

About This Property

Welcome to your quiet countryside retreat, where comfort, space, and modern features come together on a beautiful 2.13-acre property. Set within the rural community, The Ranches of Inverness, this exceptional home offers the serenity of country living while remaining just minutes from everyday conveniences. Inside, you'll find a desirable split-bedroom floor plan featuring 3 bedrooms, 2 bathrooms, and a versatile BONUS ROOM that can easily serve as a 4TH BEDROOM, HOME OFFICE, GYM or PRIVATE GUEST SPACE. With its own SEPARATE ENTRANCE, this flexible space offers endless possibilities. The spacious living room is highlighted by soaring cathedral ceilings and a stunning wood-burning stone fireplace, creating a warm and inviting focal point. Major updates provide peace of mind, including a NEW ROOF (2020), NEW A/C SYSTEM AND DUCTWORK (2024), plus a smart Alexa-enabled thermostat for enhanced comfort and efficiency. Step outside and discover a property designed for both relaxation and enjoyment. The FULLY FENCED BACKYARD includes a dedicated dog run and beautifully landscaped grounds complete with a fire pit, flourishing vegetable garden, and an impressive collection of fruit trees and plants. Entertain guests on the expansive paver patio or relax beneath the covered breezeway that connects the home to the detached two-car garage. The huge, enclosed back porch with vinyl windows offers year-round living space and leads directly to a hot tub -wonderful for unwinding at the end of the day! Additional features include HURRICANE SHUTTERS, A WHOLE-HOUSE GENERATOR, A WATER SOFTENER SYSTEM, and FOUR STORAGE SHEDS, providing exceptional functionality and storage. Offering a rare combination of acreage, privacy, thoughtful upgrades, and outdoor amenities, this is a great home! Come experience the beauty, tranquility, and endless possibilities this countryside gem has to offer!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8514491
StatusActive
Year Built1981
Stories1
Total Rooms5
ConstructionBlock, Stone, Vinyl Siding
RoofShingle
FoundationSlab
FacesWest
SubdivisionRANCHES/INVERNESS
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Skylight(s), Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Laminate
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
LaundryInside, Laundry Room
WindowsBlinds, Shutters, Storm Window(s)
CoolingCentral Air
HeatingHeat Pump
FireplaceYes ()
SecuritySecurity System Owned, Smoke Detector(s)

Exterior & Lot

ExteriorCourtyard, Dog Run, Garden, Hurricane Shutters, Irrigation System, Rain Gutters, Sliding Doors, Storage
FencingChain Link
Lot Size2.13 acres (92,782 sq ft)
Lot Dimensions190 x 325
Road SurfacePaved

Pool & Spa

Private PoolNo
SpaAbove Ground, Heated

Utilities

WaterWell
SewerSeptic Tank
UtilitiesCable Connected, Electricity Connected, Propane

Parking

GarageYes (2 spaces)
CarportYes

HOA & Community

HOAYes
HOA Fee$27 / Annually
Senior CommunityNo

Financial Details

List Price$465,000
Annual Taxes$1,638 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningRUR
Parcel #19E20S240000123000020

Schools

ElementaryFloral City Elementary School
MiddleInverness Middle School
HighCitrus High School

Directions

From Hwy 44 in Inverness or From 491 (S Lecanto Hwy, take S Pleasant Grove Rd to E Stallion Ln, Right on S thoroughbred Pt, home is on the left.

Location

8921 S THOROUGHBRED POINT, INVERNESS, FL 34452

Listing Information

OfficeERA AMERICAN SUNCOAST REALTY
ListedJune 1, 2026

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Home Price

$465,000

20% ($93,000)
6.75%

Loan Term

Principal & Interest$2,413
Property Tax (est.)$426
Insurance (est.)$150
Total Monthly$2,989
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $465,000 home in INVERNESS.

🏛️

FHA Loan

$16,275 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 7, 2026.

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