$699,999
1019 SPINDLE PALM WAY, APOLLO BEACH, FL 33572
Beds
3
Baths
2
Sq Ft
1,590 sq ft
Year Built
1973
Lot Size
0.21 acres
Garage
2
About This Property
**Bonus for VA Buyers: Take advantage of an assumable VA loan with an ultra-low 2.375 interest rate!** Welcome to your dream waterfront oasis in Apollo Beach! This beautifully updated 3-bedroom, 2-bathroom pool home offers direct, bridge-free access to Tampa Bay from a deep-water canal. Perfect for boaters, the property features a concrete seawall and a 10x10 dock equipped with a 13,000-lb boat lift. Inside, the stunning luxury gourmet kitchen elevates your daily living experience with an open layout and premium stone countertops. The entire home features gorgeous porcelain tile flooring and updated bathrooms. Enjoy ultimate peace of mind with major 2021 capital upgrades, featuring a new roof, exterior stucco, and a 2025 pristine screened-in pool. The outdoor space is an entertainer's paradise, boasting a 3-lane paver driveway, a 10x10 fire pit pad, a storage shed on concrete, and lush St. Augustine grass. NO HOA and NO CDD restrictions! Located just minutes from local marinas, waterfront dining, shopping, and nature preserves. Schedule your private tour today!
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Head northwest on Apollo Beach Blvd toward Commerce Center Blvd, Turn right onto Abaco Dr, Turn left at the 1st cross street onto Spindle Palm Way, Destination will be on the right.
Location
1019 SPINDLE PALM WAY, APOLLO BEACH, FL 33572
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$699,999
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $699,999 home in APOLLO BEACH.
🏛️
FHA Loan
$24,500 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$35,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.