$299,900
405 SERENITY MILL LOOP, RUSKIN, FL 33570
Beds
4
Baths
3
Sq Ft
1,875 sq ft
Year Built
2017
Lot Size
0.13 acres
Garage
2
About This Property
Priced to sell — priced below comparable homes in the area. With standard approval, owner will consider seller's concession for closing costs. This move-in-ready 4-bedroom, 2.5-bath home with a spacious loft offers rare value in Ruskin's desirable Riverbend West community. And with no flood insurance required by most lenders (not located in a special flood hazard area), your monthly costs stay low, too. Conveniently located minutes to I-75 and US Highway 41 for an easy commute. The popular two-story "Atlanta" floor plan delivers 1,870 square feet of comfortable, functional living space, complete with GE Energy Star appliances (all conveying with the sale) and smart home features built for today's lifestyle. Pride of ownership shows everywhere: freshly painted exterior, annual HVAC servicing, annual termite inspections, and hurricane shutters for added peace of mind. Perfectly situated across the street from the community park and pool, you'll enjoy easy access to recreation and outdoor activities just steps from your front door. Step out your front door and you're directly across the street from the community park and pool. Schools, hospitals, shopping, and dining are minutes away, with quick access to I-75 and US 41 for an easy commute — and Florida's Gulf Coast beaches, boating, and waterfront dining are just a short drive from home. Whether you're looking for a primary residence, room for a growing family, or a seasonal retreat, this well-cared-for home is ready now. At this price, it won't wait long — schedule your showing today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From I-75, Take exit 240B to merge onto FL-674 W/College Ave toward Ruskin, Continue on FL-674 W/College Ave. Take 6th St SE to Serenity Mill Loop.
Location
405 SERENITY MILL LOOP, RUSKIN, FL 33570
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$299,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $299,900 home in RUSKIN.
🏛️
FHA Loan
$10,497 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$14,995 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.