$148,900
1304 SIESTA TERRACE UNIT 1304, INVERNESS, FL 34450
Beds
2
Baths
2
Sq Ft
959 sq ft
Year Built
1988
Lot Size
0.06 acres
Garage
—
About This Property
One or more photo(s) has been virtually staged. **Who lives across the street from a lake, with access to a boat ramp, boat dock, and a dog park... in a maintenance FREE condo with a community POOL for UNDER $160k??*** Could be YOU! Water views from your front door? Yes please! This 2/2 condo provides you a lifestyle, not just a home. When you walk in, you have an eat in kitchen area in front of sliding doors to your front patio, perfectly positioned by the kitchen that looks over to the living room/dining room area. The living room has vaulted ceilings and a spacious layout! Right off of the living room is the year-round room that is extremely desirable and versatile for enjoying an additional living space and places to enjoy time feeling the Florida breeze! Inside the master bedroom has ample space and a large fully walk in closet. There is also an in suite bathroom with a shower. The guest bedroom is separate by the front of the home with the guest bathroom right outside of the bedroom. There is also a laundry area by the guest bathroom with a stackable unit. Inquire about the rules and regulations for boat storage, and pet restrictions. Pets are allowed within restrictions. The community has so much to enjoy with the community pool, walking trails, a dog park, and literally a boat ramp and dock right by this unit! Ramp is on Lake Spivey and you have access to the Tsala Apopka Lakes! Do not miss your chance to see this one before it's gone!! HVAC is 2024, Storm door 2024, New interior paint 2024, Washer and dryer 2024, rescreened lanai 2024.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From 44 turn on Mossy Oak turn L onto Landing Blvd turn R onto Longboat Pt L on Siesta
Location
1304 SIESTA TERRACE UNIT 1304, INVERNESS, FL 34450
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$148,900
Loan Term
How to Buy This Home
Multiple financing options available for this $148,900 home in INVERNESS.
🏛️
FHA Loan
$5,212 Down
Government-backed, low down payment. Credit scores as low as 580.
🏦
Conventional
$7,445 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Citrus County SHIP
Varies
Income-qualifying Citrus residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 25, 2026.