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$274,900

10186 45TH WAY N, PINELLAS PARK, FL 33782

3D Tour
Active43 days on market

Beds

2

Baths

2

Sq Ft

1,153 sq ft

Year Built

1972

Lot Size

0.11 acres

Garage

1

About This Property

Welcome to this beautifully updated home located in the desirable 55+ community of Mainlands of Tamarac by the Gulf. Recent improvements include new kitchen with solid wood cabinets, soft close drawers, elegant Quartz countertops and stainless-steel appliances. All new flooring throughout offering upgrade porcelain tile in the living areas and new bedroom carpeting. Fresh interior paint in neutral colors. Both bathrooms feature new vanities, fixtures and commodes. The home has updated windows, hurricane shutters, newer water heater as well as new roof in 2023. Back yard features shady oak tree with private view. Active clubhouse with heated community pool offers various activities including dances, shuffleboard, golf, card games, bingo, and more. Mainlands is a golf cart community, just minutes away from Freedom Lake Park, that offers dog park, picnic tables, and walking trail. Ideal central location with proximity to beautiful beaches, 2 airports and shopping. Easy direct access from 49 st via 102 Ave.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8514920
StatusActive
Year Built1972
Stories1
Total Rooms6
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesEast
SubdivisionMAINLANDS OF TAMARAC BY THE GULF TWO CONDO
CountyPinellas
OwnershipCondominium

Interior Features

InteriorSolid Surface Counters
FlooringCarpet, Porcelain Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Mailbox, Rain Gutters, Sidewalk
Lot Size0.11 acres (4,752 sq ft)
Road SurfaceAsphalt

Pool & Spa

Private PoolNo
Pool FeaturesGunite, Heated, In Ground
SpaHeated

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Public, Sewer Connected, Sprinkler Recycled, Street Lights, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
Senior CommunityYes

Financial Details

List Price$274,900
Original Price$279,900
Annual Taxes$652 (2025)
FinancingCash, Conventional, VA Loan
Parcel #223016545660380240

Schools

ElementaryPinellas Central Elem-PN
MiddleFitzgerald Middle-PN
HighPinellas Park High-PN

Directions

49th Street N to Lake Blvd, go east then immediate right on 102nd Ave, then right on 45th Way, house on right

Location

10186 45TH WAY N, PINELLAS PARK, FL 33782

Listing Information

OfficeCHARLES RUTENBERG REALTY INC
ListedJuly 16, 2026

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Home Price

$274,900

20% ($54,980)
6.75%

Loan Term

Principal & Interest$1,426
Property Tax (est.)$252
Insurance (est.)$150
Total Monthly$1,828
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $274,900 home in PINELLAS PARK.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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