Skip to main content
1 / 35

$199,999

205 SOMERSET LANE, PALM HARBOR, FL 34684

3D Tour
Active124 days on market

Beds

2

Baths

3

Sq Ft

1,150 sq ft

Year Built

1983

Lot Size

—

Garage

—

About This Property

Welcome to the Villas of Somerset Woods—your beautifully renovated 2-bed, 2.5-bath SANCTUARY tucked inside a quiet cul-de-sac community. This charming townhome with a covered carport offers the perfect blend of comfort, style, and convenience. Step inside to an open-concept first floor filled with natural light, featuring a spacious living area anchored by a cozy wood-burning fireplace. The fully updated kitchen shines with luxurious quartz countertops, modern cabinetry, premium stainless-steel appliances, and a breakfast bar ideal for casual dining. A convenient half bath and an oversized laundry room complete the main level. Upstairs, you’ll find two generously sized bedrooms, each with its own updated bathroom, including a primary suite with a private balcony—a peaceful spot to unwind. Enjoy exceptional storage with two exterior storage closets, one on each floor. Relax and recharge at the sparkling community pool, just steps from your front door. All of this in a prime Palm Harbor location minutes from beautiful beaches, parks, shopping, dining, and major airports. A rare opportunity to own a stylishly updated townhome in a serene, well-kept community—this one checks all the boxes. **Although this home is a townhome, it is located within a condo community and is not eligible for FHA/VA financing.**

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8515153
StatusActive
Year Built1983
Stories2
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionVILLAS OF SOMERSET WOODS CONDO THE
CountyPinellas
OwnershipCondominium

Interior Features

InteriorLiving Room/Dining Room Combo
FlooringCarpet, Luxury Vinyl
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorLighting
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$475 / Monthly
Senior CommunityNo

Financial Details

List Price$199,999
Original Price$269,999
Annual Taxes$2,996 (2025)
FinancingCash, Conventional
Parcel #072816941470020090

Directions

Follow US Highway 19 N/US-19 N Bear right at Tampa Rd/FL-584/County Hwy-752 Turn left onto Somerset Ln You have arrived at Somerset Ln

Location

205 SOMERSET LANE, PALM HARBOR, FL 34684

Listing Information

OfficeSANCTUARY REAL ESTATE GROUP, LLC
ListedJune 4, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$199,999

20% ($40,000)
6.75%

Loan Term

Principal & Interest$1,038
Property Tax (est.)$183
Insurance (est.)$150
Total Monthly$1,371
Full Calculator →

How to Buy This Home

Multiple financing options available for this $199,999 home in PALM HARBOR.

🏦

Conventional

$10,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Palm Harbor

More Homes in Palm Harbor

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 8, 2026.

Call (813) 733-7907TextContact