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$497,000

10609 OUT ISLAND DRIVE, TAMPA, FL 33615

3D Tour
Active101 days on market

Beds

4

Baths

2

Sq Ft

1,702 sq ft

Year Built

1983

Lot Size

0.16 acres

Garage

2

About This Property

Stunning fully renovated lakefront home in the highly desirable Bay Port Colony community! Situated on an oversized 0.34-acre lot, this beautifully updated 4-bedroom, 2-bath residence offers the perfect combination of modern upgrades, comfort, and Florida lakefront living. Extensively renovated in 2025, the home features a gorgeous new kitchen with quartz countertops, a large center island, brand-new cabinetry, elegant marble backsplash, updated fixtures, modern lighting, and an open, inviting layout perfect for entertaining. Both bathrooms were completely remodeled, and additional updates include new flooring throughout, new interior doors and closet doors, new A/C vents, fresh interior and exterior paint, and a new exterior entry door. Major improvements continue with new windows and a new shingle roof installed in 2024, along with a newer A/C system replaced in 2015, providing peace of mind for years to come. Enjoy breathtaking lake views from your backyard and spacious deck, creating the perfect setting for outdoor gatherings, morning coffee, fishing, kayaking, paddleboarding, or simply relaxing while enjoying Florida’s beautiful sunsets. The generous 0.34-acre lot provides ample space for entertaining, pets, play, or future outdoor enhancements. Conveniently located just minutes from Tampa International Airport, Downtown Tampa, shopping, dining, entertainment, schools, major highways, and Gulf Coast beaches, this move-in-ready lakefront gem offers an exceptional lifestyle in one of Tampa’s most convenient locations. Don’t miss the opportunity to own this beautifully renovated lakefront retreat!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8515198
StatusActive
Year Built1983
Stories1
Total Rooms4
ConstructionBlock, Concrete
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionBAY PORT COLONY PH III UN 1
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan
FlooringLaminate
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorGarden, Irrigation System, Lighting, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.16 acres (7,035 sq ft)
Lot Dimensions67 x 105
Road SurfacePaved
0

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$497,000
Original Price$517,900
Annual Taxes$2,956 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U3328170B900001000015.0

Directions

From Memorial Hwy, head west on Hillsborough Ave. Turn left onto Longboat Blvd, then turn left onto Out Island Dr. Continue to 10609 Out Island Dr. The property will be on your left.

Location

10609 OUT ISLAND DRIVE, TAMPA, FL 33615

Listing Information

OfficeHOME PRIME REALTY LLC
ListedJune 3, 2026

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Home Price

$497,000

20% ($99,400)
6.75%

Loan Term

Principal & Interest$2,579
Property Tax (est.)$456
Insurance (est.)$150
Total Monthly$3,184
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How to Buy This Home

Multiple financing options available for this $497,000 home in TAMPA.

🏛️

FHA Loan

$17,395 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,850 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 13, 2026.

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