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$429,900

8406 HARDY BAY LOOP, WESLEY CHAPEL, FL 33545

3D Tour
Active123 days on market

Beds

4

Baths

3

Sq Ft

2,260 sq ft

Year Built

2022

Lot Size

0.11 acres

Garage

2

About This Property

Beautiful 4-bedroom, 2.5-bath DR Horton Elston model located in the highly desirable Epperson community in Wesley Chapel. This two-story home offers an open floor plan, spacious kitchen with island, large living and dining areas, and a generous primary suite. Enjoy resort-style living with access to the Crystal Lagoon, walking trails, parks, golf cart paths, and high-speed UltraFi internet included with HOA. Conveniently located near shopping, restaurants, schools, and major highways. Schedule your private showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8515248
StatusActive
Year Built2022
Stories2
Total Rooms10
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionEPPERSON RANCH NORTH PH 4 POD
CountyPasco
OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Smart Home, Solid Surface Counters, Split Bedroom, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air, Humidity Control
HeatingCentral, Electric, Heat Pump
SecuritySecurity System Owned, Smoke Detector(s)

Exterior & Lot

ExteriorNone
FencingFenced, Vinyl
Lot Size0.11 acres (4,880 sq ft)
Lot FeaturesLandscaped, Level
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$261 / Monthly
Senior CommunityNo

Financial Details

List Price$429,900
Annual Taxes$8,330 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMPUD
Parcel #202527020.0000.00172.0

Schools

ElementaryWatergrass Elementary-PO
MiddleThomas E Weightman Middle-PO
HighWiregrass Ranch High-PO

Directions

From I-75 take Overpass Rd east, turn left onto Epperson Blvd, right onto Elam Rd, then left onto Hardy Bay Loop. Property will be on the left

Location

8406 HARDY BAY LOOP, WESLEY CHAPEL, FL 33545

Listing Information

OfficeHOMETRUST REALTY GROUP
ListedJune 5, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$429,900

20% ($85,980)
6.75%

Loan Term

Principal & Interest$2,231
Property Tax (est.)$394
Insurance (est.)$150
Total Monthly$2,775
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $429,900 home in WESLEY CHAPEL.

🏛️

FHA Loan

$15,047 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 28, 2026.

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