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$405,000

2216 E 109TH AVENUE, TAMPA, FL 33612

3D Tour

Active4 days on market

Beds

Baths

Sq Ft

1,076 sq ft

Year Built

1961

Lot Size

0.14 acres

Garage

—

About This Property

Fall in love with this Totally Remolded 3BR/2BA pool home perfectly situated in the vibrant USF Tampa area! Offering 1,168 sq ft of efficient, light filled living space, this home is ideal for first time buyers, downsizing locals, or savvy investors. Enjoy a functional split-floor plan inside, then step out to your own private oasis. Unreal location just minutes from USF Campus, Moffitt , VA Hospital, Busch Gardens, and major highways (275/I-75). NO HOA fees to worry about. Bring your personal touches and start living the Tampa life today. House was complete in June 2026, Sold AS IS

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8515310

StatusActive

Year Built1961

Stories1

Total Rooms7

ConstructionStucco

RoofShingle

FoundationBlock, Slab

FacesSouth

SubdivisionSHERWOOD HEIGHTS UNIT 1

CountyHillsborough

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom

FlooringLuxury Vinyl

AppliancesCooktop, Dishwasher, Disposal, Ice Maker, Microwave, Range, Refrigerator

LaundryLaundry Room

WindowsStorm Window(s)

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorFrench Doors, Permeable Paving, Private Mailbox, Private Yard, Sidewalk

FencingFenced

Lot Size0.14 acres (6,000 sq ft)

Lot Dimensions60 x 100

Lot FeaturesCity Lot, Sidewalk

Road SurfacePaved, Asphalt

ViewPool

Pool & Spa

Private PoolYes

Pool FeaturesAuto Cleaner, In Ground

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Public

Parking

GarageNo

CarportYes

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$405,000

Annual Taxes$3,186 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningRS-60

Parcel #A17281943700000100041.0

Schools

ElementaryWitter-HB

MiddleAdams-HB

HighWharton-HB

Directions

Fowler Ave East to Bruce B Downs / 30th Street and turn south. Head south to 109th Ave turn right and head west house will be on right

Location

2216 E 109TH AVENUE, TAMPA, FL 33612

Listing Information

OfficeCOMPASS FLORIDA LLC

ListedJuly 8, 2026

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Home Price

$405,000

Down Payment20% ($81,000)

Interest Rate6.75%

Loan Term

Principal & Interest$2,101

Property Tax (est.)$371

Insurance (est.)$150

Total Monthly$2,623

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Nearby Schools

Elementary School

Witter-HB

View on GreatSchools →

Middle School

Adams-HB

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High School

Wharton-HB

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How to Buy This Home

Multiple financing options available for this $405,000 home in TAMPA.

🏛️

FHA Loan

$14,175 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 12, 2026.