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$614,900

9876 PANGOLA LOOP, LAND O LAKES, FL 34639

3D Tour
Active78 days on market

Beds

3

Baths

2

Sq Ft

1,755 sq ft

Year Built

2019

Lot Size

1.43 acres

Garage

2

About This Property

Country Living with Room to Breathe | No HOA | No CDD | Agricultural Zoning!! Welcome to 9876 Pangola Loop, a rare opportunity to enjoy the freedom of true country living in the heart of Land O' Lakes. Situated on 1.43 fully fenced acres with Agricultural zoning, this move-in-ready property offers the space, privacy, and flexibility that are becoming increasingly difficult to find in today's market. Bring your horses, goats, sheep, chickens, and other farm animals while enjoying the freedom to park your RV, boat, work trailers, and recreational vehicles right on your own property — complete with a 50-amp RV connection already in place. Whether you're looking for a hobby farm, mini ranch, homestead, or simply more room to spread out, this property offers a lifestyle many buyers dream about but rarely find. Built in 2019, this custom 3-bedroom, 2-bathroom home combines modern construction with the charm and functionality of country living. Inside, you'll find soaring 10-foot ceilings, solid 8-foot core doors, and an open-concept layout that creates a bright and spacious atmosphere. The kitchen serves as the heart of the home, featuring a large center island with quartz countertops, abundant cabinet space, and plenty of room for gathering, cooking, and entertaining. The owner's suite offers a peaceful retreat with French doors leading directly to the expansive covered lanai, creating the perfect place to enjoy your morning coffee or unwind while taking in views of your private acreage. Designed with both comfort and practicality in mind, the laundry room features oversized pantry cabinets along with additional cabinetry above the washer and dryer, providing exceptional storage and organization. A complete whole-house water filtration system, installed less than a year ago, adds even more value and peace of mind. For those dreaming of a self-sufficient lifestyle, this property is a true homesteader's paradise. The fully operational chicken coop, eight raised garden beds already planted with seasonal vegetables and herbs, and a variety of established fruit-producing plants including mulberry, loquat, muscadine grapes, and elderberry create the perfect setup for farm-to-table living right in your own backyard. With ample room to add a detached garage, workshop, barn, pole barn, guest house, or additional outdoor living space, the possibilities are endless. The fully fenced property provides security and flexibility for animals, equipment, and recreational vehicles, and the existing 50-amp RV hookup means you can plug in and go from day one. Located in a quiet and friendly neighborhood near a horse stable that offers riding lessons, you'll enjoy the tranquility of country living while remaining conveniently close to SR 41, SR 52, SR 54, I-75, and the Suncoast Parkway. Shopping, dining, medical facilities, and highly rated schools are all within easy reach. Properties like this are becoming increasingly rare. If you've been searching for acreage, agricultural zoning, a newer home, room for animals, RV and boat parking with a 50-amp connection ready to go, homesteading opportunities, and the freedom that comes with no HOA and no CDD fees, then 9876 Pangola Loop is a must-see.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8515486
StatusActive
Year Built2019
Stories1
Total Rooms6
ConstructionBlock
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionBAHIA ACRES UNRECORDED
CountyPasco
OwnershipFee Simple

Interior Features

InteriorHigh Ceilings, Kitchen/Family Room Combo, Open Floorplan
FlooringLuxury Vinyl
AppliancesDisposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryLaundry Closet
WindowsShades
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorAwning(s), Dog Run, Fire Pit, French Doors, Garden, Irrigation System, Private Yard, Sliding Doors
FencingWood
Other StructuresOther, Shed(s), Storage
Lot Size1.43 acres (62,215 sq ft)
Lot FeaturesCleared, Oversized Lot, Pasture, Private
Road SurfacePaved, Unimproved
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesCable Connected, Electricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$614,900
Original Price$634,900
Annual Taxes$3,829 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningAR
Parcel #2025190010000000041

Schools

ElementaryPine View Elementary-PO
MiddlePine View Middle-PO
HighLand O' Lakes High-PO

Directions

US Hwy 41 North to Ehren Cutoff. Turn Right. Go to 2nd Bahia Loop And Turn Right. Go to Pangola Loop and turn Left. House on Left

Location

9876 PANGOLA LOOP, LAND O LAKES, FL 34639

Listing Information

OfficeTHE SOMERDAY GROUP PL
ListedJune 4, 2026

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Home Price

$614,900

20% ($122,980)
6.75%

Loan Term

Principal & Interest$3,191
Property Tax (est.)$564
Insurance (est.)$150
Total Monthly$3,904
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $614,900 home in LAND O LAKES.

🏛️

FHA Loan

$21,522 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$30,745 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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