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$594,000

12721 N ARMENIA AVENUE, TAMPA, FL 33612

3D Tour
Active74 days on market

Beds

3

Baths

2

Sq Ft

1,905 sq ft

Year Built

1979

Lot Size

0.76 acres

Garage

2

About This Property

Price Reduced ! Seller is motivated and is offering $10,000 for Buyer's Closing costs and Pre-paids. Welcome to 12721 N Armenia Ave, a rare opportunity to own a beautifully maintained 3-bedroom, 2-bath home with a desirable split-bedroom floor plan situated on an oversized nearly three-quarter-acre homesite on Lake Fleur De Lis. Offering approximately 1,905 square feet of living space, this property combines privacy, comfort, and exceptional outdoor living. Inside, you'll find spacious living and dining areas, a cozy fireplace, and a thoughtfully designed layout that provides separation between the primary suite and secondary bedrooms, making it ideal for families and guests alike. Step outside to your own private oasis featuring a screen-enclosed concrete Gunite pool professionally resurfaced in 2023. The pool enclosure was completely re-screened in 2025, creating the perfect environment for relaxing, entertaining, and enjoying Florida's year-round sunshine. This home also offers significant recent improvements, including a new HVAC system installed in 2022 and a new roof installed in 2025, providing peace of mind and added value for years to come. The new dock was recently replaced overlooking the lake. The expansive lot offers plenty of room for outdoor activities, gardening, recreational vehicles, boats, or future expansion. Conveniently located near Carrollwood, shopping, dining, schools, and major commuter routes, this property delivers the perfect balance of space, privacy, and accessibility.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8515709
StatusActive
Year Built1979
Stories1
Total Rooms11
ConstructionBlock, Stucco
RoofRoof Over, Shingle
FoundationSlab
FacesWest
SubdivisionTAMPAS NORTH SIDE CNTRY CL
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Solid Surface Counters, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Travertine
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
CoolingCentral Air
HeatingCentral, Heat Pump
FireplaceYes ()

Exterior & Lot

ExteriorFrench Doors
FencingChain Link
Lot Size0.76 acres (33,075 sq ft)
Lot Dimensions105 x 315
Lot FeaturesFloodZone, In County, Irregular Lot, Landscaped, Near Golf Course, Near Public Transit
Road SurfacePaved, Asphalt
ViewGarden, Trees/Woods, Water

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Gunite, Screen Enclosure

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Available, Cable Connected, Electricity Connected, Phone Available, Public, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$594,000
Original Price$627,000
Annual Taxes$2,843 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSC-6
Parcel #U11281810400043A00000.6

Schools

ElementaryLake Magdalene-HB
MiddleHill-HB
HighChamberlain-HB

Directions

I-275 to Fletcher Ave Exit then West to Armenia Avenue Light, turn South to house on the East side of the road.

Location

12721 N ARMENIA AVENUE, TAMPA, FL 33612

Listing Information

OfficeFUTURE HOME REALTY INC
ListedAugust 4, 2026

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Home Price

$594,000

20% ($118,800)
6.75%

Loan Term

Principal & Interest$3,082
Property Tax (est.)$545
Insurance (est.)$150
Total Monthly$3,777
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $594,000 home in TAMPA.

🏛️

FHA Loan

$20,790 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$29,700 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.

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