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$699,000

404 ISLEBAY DRIVE, APOLLO BEACH, FL 33572

3D Tour

Active37 days on market

Beds

Baths

Sq Ft

2,104 sq ft

Year Built

2004

Lot Size

0.18 acres

Garage

About This Property

This canal-front MiraBay home is the rare waterfront property where the big-ticket work is already finished. New roof, new HVAC, hurricane-impact windows, and fully remodeled kitchen and baths. A heated gunite pool (2024) and screened lanai overlook sparkling canal views and evening sunsets, non-dockable, so it’s kayaks or paddleboards over boat maintenance. Inside: luxury waterproof plank flooring, quartz countertops, custom millwork, and fresh paint throughout. Minutes from Tampa, St. Pete, and Sarasota, with MiraBay’s resort-style amenities at your doorstep. Move-in ready, meticulously updated, priced to reflect it. Furnishings available for purchase.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8516159

StatusActive

Year Built2004

Total Rooms3

ConstructionBlock

RoofShingle

FoundationSlab

FacesEast

SubdivisionMIRABAY PH 1B-1/2A-1/3B-1

CountyHillsborough

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)

FlooringCarpet, Ceramic Tile, Hardwood

AppliancesDishwasher, Range, Refrigerator

LaundryOther

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorIrrigation System

FencingFenced, Vinyl

Lot Size0.18 acres (7,731 sq ft)

Lot Dimensions67 x 114

Lot FeaturesLandscaped, Level, Sidewalk

Road SurfacePaved

ViewWater

Pool & Spa

Private PoolYes

Pool FeaturesHeated, In Ground

Waterfront

WaterfrontYes

FeaturesCanal - Saltwater

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesElectricity Connected, Natural Gas Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$256 / Annually

Senior CommunityNo

Financial Details

List Price$699,000

Original Price$734,000

Annual Taxes$11,840 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningPD

Parcel #U29311964800002300002.0

Schools

ElementaryApollo Beach-HB

MiddleEisenhower-HB

HighLennard-HB

Directions

From I-75 S, exit towards Big Bend Rd, turn right onto Big Bend Rd, use the left two lanes to turn left onto US HWY 41, follow to MiraBay subdivision on the right. Turn right onto Mirabay Blvd, turn right onto Islebay Dr to home on left.

Location

404 ISLEBAY DRIVE, APOLLO BEACH, FL 33572

Listing Information

OfficeCENTURY 21 BEGGINS ENTERPRISES

ListedJune 5, 2026

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Home Price

$699,000

Down Payment20% ($139,800)

Interest Rate6.75%

Loan Term

Principal & Interest$3,627

Property Tax (est.)$641

Insurance (est.)$150

Total Monthly$4,418

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Nearby Schools

Elementary School

Apollo Beach-HB

View on GreatSchools →

Middle School

Eisenhower-HB

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High School

Lennard-HB

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How to Buy This Home

Multiple financing options available for this $699,000 home in APOLLO BEACH.

🏛️

FHA Loan

$24,465 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$34,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 12, 2026.