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$574,900

4128 MATHER ROAD W, LAKELAND, FL 33810

3D Tour
Active123 days on market

Beds

5

Baths

4

Sq Ft

3,340 sq ft

Year Built

1990

Lot Size

0.41 acres

Garage

2

About This Property

Welcome to this spacious and beautifully maintained two-story home offering over 3,300 square feet of living space, 5 bedrooms, 4 bathrooms, and plenty of room for everyone. The heart of the home is the gourmet kitchen, featuring granite countertops, abundant cabinetry, professional-grade appliances, and a large walk-in pantry. Whether you're preparing a family meal or hosting friends, you'll appreciate the generous workspace and thoughtful layout. The adjoining living and dining areas provide plenty of room for gatherings, creating a warm and inviting atmosphere throughout the home. Upstairs, you'll find the spacious primary suite, offering a private retreat with two large closets and a bright en-suite bathroom complete with a walk-in shower. Two additional bedrooms and an impressive 20x23 family room provide incredible flexibility for a media room, game room, home office, or additional living space. The main level features two additional bedrooms and two full bathrooms, making it ideal for guests or multi-generational living. Throughout the home, you'll find an abundance of storage and spacious rooms designed for comfortable everyday living. Step outside to the spacious lanai, where you'll have plenty of room to relax, entertain, or simply enjoy a quiet cup of coffee before starting your day. The drive-through garage offers ample room for vehicles, hobbies, and additional storage, adding even more functionality to this exceptional property. And be sure to check out the oversized laundry room, complete with generous counter space, a storage closet, and a utility sink—making everyday chores a little easier. Additional updates include a newer roof and two Trane air conditioning systems installed in 2019, providing added peace of mind for years to come. Conveniently located between Tampa and Orlando, this move-in ready home offers the perfect combination of space, comfort, and versatility. Homes with this much room, storage, and flexibility don't come along often.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8516182
StatusActive
Year Built1990
Stories2
Total Rooms4
ConstructionStucco, Vinyl Siding
RoofShingle
FoundationSlab
FacesNorth
SubdivisionROLLING OAK ESTATES ADD
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Walk-In Closet(s)
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryLaundry Room, Other
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorLighting, Other, Private Mailbox
Lot Size0.41 acres (17,646 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesOther

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$574,900
Original Price$599,900
Annual Taxes$2,876 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
Parcel #232717000990000090

Directions

Kathleen to west on Mather Road W. at the home is on the left

Location

4128 MATHER ROAD W, LAKELAND, FL 33810

Listing Information

OfficeRE/MAX COLLECTIVE
ListedJune 5, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$574,900

20% ($114,980)
6.75%

Loan Term

Principal & Interest$2,983
Property Tax (est.)$527
Insurance (est.)$150
Total Monthly$3,660
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How to Buy This Home

Multiple financing options available for this $574,900 home in LAKELAND.

🏛️

FHA Loan

$20,122 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$28,745 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 17, 2026.

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