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$449,900

381 WESTWINDS DRIVE, PALM HARBOR, FL 34683

3D Tour
Active116 days on market

Beds

2

Baths

2

Sq Ft

1,396 sq ft

Year Built

1970

Lot Size

0.18 acres

Garage

1

About This Property

CLICK THE VIRTUAL TOUR LINK for a complete look at this fully renovated Baywood Village home! Offering 2 bedrooms, 2 bathrooms, and 1,396 square feet, this move-in-ready Palm Harbor residence combines modern finishes, major system updates, and a golf-cart-friendly coastal lifestyle. The redesigned kitchen features custom soft-close cabinetry, quartz countertops, LG stainless-steel appliances, a Bosch Home Connect dishwasher, black hardware, and an open layout connecting the kitchen, dining, and living spaces. The spacious primary suite offers a renovated en-suite bathroom with a custom-tiled shower, designer vanity, and walk-in closet. A generously sized guest bedroom and beautifully updated second bathroom provide comfortable accommodations for family and visitors. Additional interior improvements include updated flooring, fresh paint, upgraded molding, new doors, and abundant storage. The Florida room adds flexible year-round living space and blends classic Florida character with modern style. Major updates include a 2022 main roof, a 2020 flat roof, a 2024 Trane HVAC system, a 2024 water heater, a hurricane-rated garage door, gutters, front-yard irrigation, smart security cameras and lighting, fresh exterior paint, new sod, and refreshed landscaping. The large backyard offers peaceful wildlife views with room for entertaining, gardening, or creating your own outdoor retreat. With no leasing restrictions, the property offers flexibility as a primary residence, seasonal home, or investment opportunity. Baywood Village is known for its golf-cart-friendly atmosphere and active community lifestyle, including neighborhood events, parades, and recreational activities. Enjoy convenient access to Honeymoon Island, Fred Howard Park, Sunset Beach, Wall Springs Park, the Pinellas Trail, Innisbrook Golf Resort, shopping, dining, and both Tampa Bay–area airports. Fully renovated, extensively updated, and ready for immediate enjoyment—schedule your private showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8516559
StatusActive
Year Built1970
Stories1
Total Rooms7
ConstructionBlock, Brick, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionBAYWOOD VILLAGE SEC 4
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Solid Surface Counters, Thermostat, Walk-In Closet(s)
FlooringTile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FireplaceYes ()
SecuritySecurity Lights

Exterior & Lot

ExteriorIrrigation System, Private Mailbox, Private Yard, Rain Gutters, Sliding Doors
Lot Size0.18 acres (7,784 sq ft)
Lot Dimensions70 x 109
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Public, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$60 / Annually
Senior CommunityNo

Financial Details

List Price$449,900
Original Price$479,900
Annual Taxes$4,980 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #232715058680000150

Directions

From US Hwy 19 – turn West onto E Klosterman Road, turn left onto Palm Harbor Blvd (Alt-19), Turn Right onto Westwinds Drive. 381 Westwinds Drive will be on the right.

Location

381 WESTWINDS DRIVE, PALM HARBOR, FL 34683

Listing Information

OfficeLPT REALTY, LLC
ListedJune 12, 2026

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Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$449,900

20% ($89,980)
6.75%

Loan Term

Principal & Interest$2,334
Property Tax (est.)$412
Insurance (est.)$150
Total Monthly$2,897
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How to Buy This Home

Multiple financing options available for this $449,900 home in PALM HARBOR.

🏛️

FHA Loan

$15,747 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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