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$365,000

4405 COCONUT COVE PLACE, VALRICO, FL 33596

3D Tour
Active113 days on market

Beds

3

Baths

2

Sq Ft

1,730 sq ft

Year Built

1979

Lot Size

0.48 acres

Garage

1

About This Property

DOUBLE LOT !!! Nestled on a spacious lot with direct access to the beautiful Alafia River, this fully renovated property offers the perfect blend of modern updates, outdoor living, and Florida waterfront charm. The home features brand-new cabinetry, fresh interior paint, and stylish luxury vinyl flooring throughout, creating a clean and inviting space that is truly move-in ready. SS appliances to be installed before Closing. The real showstopper is the expansive backyard overlooking the Alafia River, offering endless opportunities for boating, fishing, kayaking, entertaining, or creating your own private waterfront oasis. With plenty of room for a pool, outdoor kitchen, workshop, RV parking, or future additions, this property provides the flexibility to bring your vision to life. Nature lovers will appreciate the property's proximity to Lithia Springs Park, just 2.5 miles, one of the area's most treasured natural attractions. Enjoy crystal-clear natural springs, scenic trails, swimming, kayaking, and abundant wildlife just minutes from your doorstep. The location offers a rare combination of peaceful riverfront living while remaining conveniently close to shopping, dining, and major commuter routes. Whether you're looking for a primary residence, a weekend retreat, or an investment in Florida waterfront living, this exceptional Alafia River property offers endless possibilities and a lifestyle that's hard to find. Waterfront living, modern updates, and natural Florida beauty—all in one remarkable property. Note: The lot next to property is also for sale TB8508867

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8516566
StatusActive
Year Built1979
Stories1
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionUNPLATTED
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Solid Wood Cabinets, Stone Counters
FlooringVinyl
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
Lot Size0.48 acres (21,111 sq ft)
Lot DimensionsIRR
Road SurfaceOther
0

Waterfront

WaterfrontYes
FeaturesCanal - Freshwater, River Front

Utilities

WaterPrivate, Well
SewerSeptic Tank
UtilitiesElectricity Available, Private

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$365,000
Original Price$369,000
Annual Taxes$5,199 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningAS-1
Parcel #U163021ZZZ00000435710.0

Schools

ElementaryLithia Springs-HB
HighBloomingdale-HB

Directions

From Bloomingdale Ave - Head South on Lithia Pinecrest Rd about 2 miles, Right on Coconut Cove Pl, the property will be on your left.

Location

4405 COCONUT COVE PLACE, VALRICO, FL 33596

Listing Information

OfficeBELLO & ASSOCIATES REALTY, LLC
ListedJune 6, 2026

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Home Price

$365,000

20% ($73,000)
6.75%

Loan Term

Principal & Interest$1,894
Property Tax (est.)$335
Insurance (est.)$150
Total Monthly$2,378
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $365,000 home in VALRICO.

🏛️

FHA Loan

$12,775 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 5, 2026.

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