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Open House
Saturday, August 8 · 2:00 PM–4:00 PM
$385,000
Beds
3
Baths
3
Sq Ft
1,700 sq ft
Year Built
2014
Lot Size
0.07 acres
Garage
2
*One or more Photos Virtually Staged** Motivated Seller! CHECK OUT THIS BRIGHT BEAUTY! Welcome to this beautiful waterfront end-unit townhome in the desirable Harbor Ridge community of Palm Harbor. This well-maintained 3-bedroom, 2.5-bath home features a 2-car garage, serene pond views, soaring ceilings, abundant natural light, and tile on main floor and laminate flooring throughout second level. The open-concept floor plan includes a spacious living area, screened lanai, and an updated kitchen with granite countertops, wood cabinetry, stainless steel appliances, breakfast bar, and walk-in pantry. Upstairs, the primary suite overlooks the water and offers a large walk-in closet and ensuite bath. Updates include hurricane-impact windows and sliders (2014), HVAC (2023), refrigerator (2024), dishwasher (2020), upgraded insulation, and flooring (2020). This quiet community unit is only connected on one side. Harbor Ridge residents enjoy a community POOL, cabana, and low HOA fees covering exterior maintenance, grounds, cable, water, sewer, trash and roof. Conveniently located just minutes from the Gulf beaches and only 15 minutes from Honeymoon Island State Park, this home offers easy access to the Pinellas Trail, downtown Palm Harbor, Dunedin, and Tarpon Springs. With nearby access to US-19, you'll enjoy an abundance of shopping, dining, healthcare facilities, and a convenient drive to Tampa International Airport. Come check it out today!
From US Highway 19 N: Head west on Tampa Road. Turn right onto Alt 19 / S Pinellas Avenue. Turn left onto Harbor Ridge Drive. Continue to 485 Harbor Ridge Drive. Property will be on the right.
485 HARBOR RIDGE DRIVE, PALM HARBOR, FL 34683
Pick a Day
Preferred Time
Home Price
$385,000
Loan Term
Multiple financing options available for this $385,000 home in PALM HARBOR.
🏛️
$13,475 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$19,250 Down
Traditional financing. As low as 3-5% down with good credit.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 5, 2026.