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$129,000

611 DESTINY DRIVE UNIT 204, RUSKIN, FL 33570

3D Tour
Active117 days on market

Beds

0

Baths

1

Sq Ft

308 sq ft

Year Built

1970

Lot Size

—

Garage

—

About This Property

Visit the beach from out your front door every day of the week or enjoy a great investment property. This is your excellent opportunity to own a spectacular waterfront condominium located in Little Harbor. It is known for its tranquil, natural beauty along with plenty of recreational amenities. Occupants can experience resort-style living with two heated swimming pools, a playground, a fitness center, and tennis/pickleball courts. You will find so much to do while staying here! There is a beach front tiki bar, restaurants, beach front seating with fantastic sunsets and live music weekly to meet your social lifestyle. In addition, canoeing and kayaking are available for nature enthusiasts! Larger boating fanatics will appreciate the nearby deep-water marina with the ability to rent high & dry boat storage or optionally join the Freedom Boat Club. This cozy furnished unit is on the second floor and just a few steps to the pool which faces Tampa Bay. This offers an open floor plan living area. New air conditioner. Perfect for relaxing with a private balcony where you can view Tampa Bay with its amazing sunsets. Excellent location within easy driving distance for all of Tampa Bay and Sarasota with restaurants, shopping centers, golf courses, hospitals and much more!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8516719
StatusActive
Year Built1970
Stories2
Total Rooms3
ConstructionBlock, Stucco
RoofMetal
FoundationSlab
FacesWest
SubdivisionISLAND RESORT AT MARINERS CLUB
CountyHillsborough
OwnershipCondominium

Interior Features

InteriorNinguno
FlooringCeramic Tile
AppliancesMicrowave, Refrigerator
LaundryNone
CoolingWall/Window Unit(s)
HeatingWall Units / Window Unit

Exterior & Lot

ExteriorBasketball Court, Playground, Sidewalk, Tennis Court(s)
Road SurfacePaved
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$115 / Monthly
Senior CommunityNo

Financial Details

List Price$129,000
Annual Taxes$2,558 (2025)
ZoningPD
Parcel #U02321870T00000200204.0

Schools

ElementaryThompson Elementary
MiddleShields-HB
HighLennard-HB

Directions

From I-75 to Exit 240 B towards Ruskin. Merge onto FL-674 W/College Ave.Turn right onto S Tamiami Trl/S U.S. Hwy 41.Turn left onto W Shell Point Rd. Turn right onto 32nd St NW.Turn left onto Bahia Beach Blvd. Slight onto Destiny Drive.

Location

611 DESTINY DRIVE UNIT 204, RUSKIN, FL 33570

Listing Information

OfficeFUTURE HOME REALTY INC
ListedJune 11, 2026

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Home Price

$129,000

20% ($25,800)
6.75%

Loan Term

Principal & Interest$669
Property Tax (est.)$118
Insurance (est.)$150
Total Monthly$938
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $129,000 home in RUSKIN.

🏛️

FHA Loan

$4,515 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$6,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 3, 2026.

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