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$399,999

1413 TROPICAL OASIS AVENUE, PLANT CITY, FL 33565

3D Tour

Active35 days on market

Beds

Baths

Sq Ft

2,035 sq ft

Year Built

2023

Lot Size

0.14 acres

Garage

About This Property

Built in 2023 and better than new, this beautifully upgraded 4 bedroom, 2.5 bath home offers over 2,000 square feet of thoughtfully designed living space with a 2 car garage and one of the most desirable WATERFRONT homesites in the community. Wake up to breathtaking views of the community lake from your backyard and enjoy peaceful sunsets from your own private retreat. Inside, you'll find upgrades that go beyond the builder-grade finishes, creating a home that is truly move-in ready. The kitchen and living spaces flow seamlessly for everyday living and entertaining, while a whole-home WATER SOFTENER provides added comfort and convenience. The community offers an exceptional lifestyle with RESORT STYLE AMENITIES including a sparkling pool, clubhouse, pickleball courts, basketball courts, parks, playgrounds, scenic walking trails, expansive green spaces, and a kayak launch providing direct access to the community lake. Conveniently located just 1.5 miles from South Florida Baptist Hospital, less than 10 minutes from historic Downtown Plant City, under 20 minutes from Downtown Lakeland, and less than 30 minutes from Downtown Tampa, this home offers the perfect balance of peaceful waterfront living and easy access to shopping, dining, healthcare, and entertainment. Why wait to build when you can enjoy a like-new home with premium upgrades, stunning water views, and an unbeatable location today!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8516751

StatusActive

Year Built2023

Total Rooms3

ConstructionBlock

RoofShingle

FoundationSlab

FacesSouth

SubdivisionNORTH PARK ISLE PH 1A

CountyHillsborough

OwnershipFee Simple

FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Tray Ceiling(s), Window Treatments

FlooringCarpet, Tile

AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Water Filtration System, Water Softener

LaundryInside, Laundry Room

WindowsBlinds

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorSidewalk, Sliding Doors

Lot Size0.14 acres (6,240 sq ft)

Lot FeaturesLandscaped, Sidewalk

Road SurfacePaved

ViewWater

Waterfront

WaterfrontYes

FeaturesLake Front

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$109 / Annually

Senior CommunityNo

Financial Details

List Price$399,999

Original Price$420,000

Annual Taxes$7,571 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningPD

Parcel #P092822C5B00000000247.0

Schools

ElementaryKnights-HB

MiddleMarshall-HB

HighPlant City-HB

Directions

From I-4: Exit 22 (Park Rd), north on Park Rd, right on Sam Allen Rd, enter North Park Isle, continue to Tropical Oasis Ave. Home on left.

Location

1413 TROPICAL OASIS AVENUE, PLANT CITY, FL 33565

Listing Information

OfficeCHARLES RUTENBERG REALTY INC

ListedJune 8, 2026

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Preferred Time

Home Price

$399,999

Down Payment20% ($80,000)

Interest Rate6.75%

Loan Term

Principal & Interest$2,076

Property Tax (est.)$367

Insurance (est.)$150

Total Monthly$2,592

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Nearby Schools

Elementary School

Knights-HB

View on GreatSchools →

Middle School

Marshall-HB

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High School

Plant City-HB

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How to Buy This Home

Multiple financing options available for this $399,999 home in PLANT CITY.

🏛️

FHA Loan

$14,000 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 13, 2026.