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$1,285,000

513 HARBOR DRIVE N, INDIAN ROCKS BEACH, FL 33785

3D Tour
Active7 days on market

Beds

2

Baths

2

Sq Ft

1,826 sq ft

Year Built

1971

Lot Size

0.18 acres

Garage

2

About This Property

Welcome to waterfront living in the heart of Indian Rocks Beach. Perfectly positioned with direct access to the Intracoastal, this beautifully maintained home offers the opportunity to enjoy the best of the Florida lifestyle right from your own backyard. With a short boat ride to the Gulf, a private dock, and the beach just a couple blocks away, every day feels like a getaway. This spacious 2 bedroom, 2 bath home offers a a desirable split floor plan where both bedroom and bathroom combos can be closed off for a private suite feel. Great for guests and shared living. The kitchen features solid wood cabinetry, double ovens, newer appliances, and a beautiful view of the water. A built-in bar area provides additional cabinetry and a convenient space for entertaining. Newer luxury vinyl plank flooring and updated larger baseboards are found throughout, while a wood-burning fireplace adds warmth and character to the living space. Sliding glass doors open to a covered, waterfront patio with remote controlled awning designed for relaxing and entertaining. Pour your morning coffee, enjoy an evening cocktail, or simply watch dolphins and manatees make their way along the Intracoastal. Step outside to fish from your private dock or enjoy spectacular sunsets every evening from your own backyard. The spacious backyard also offers room to create your own private pool oasis, adding even more potential to this exceptional waterfront setting. Updates include interior paint (2025), HVAC (2026), water heater (2024), indoor laundry room with storage, and a spacious 2 car garage with a hurricane-rated door. And then there’s Indian Rocks Beach: a golf-cart-friendly community known for its award winning beaches, locally owned restaurants, shops, surf shops, waterfront nature park, tennis and pickleball courts, library, Beach Art Center, dog park, basketball and skate parks, and laid-back coastal charm. Whether you're looking for a full-time residence, a beachside retreat, or an investment property with short-term rental potential, this is the perfect opportunity to own a piece of the Indian Rocks Beach lifestyle. Come and discover why life on the water is even better.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8516837
StatusActive
Year Built1971
Stories1
Total Rooms5
ConstructionBlock, Stucco
RoofConcrete
FoundationSlab
FacesEast
SubdivisionINDIAN BEACH RE-REVISED 29TH ADD
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Dry Bar, Open Floorplan, Primary Bedroom Main Floor, Skylight(s), Split Bedroom, Stone Counters
FlooringLuxury Vinyl, Slate, Tile
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Ice Maker, Refrigerator
LaundryInside, Laundry Room
WindowsShutters
CoolingCentral Air
HeatingElectric
FireplaceYes ()

Exterior & Lot

ExteriorAwning(s)
Lot Size0.18 acres (7,850 sq ft)
Lot Dimensions60 x 120
Lot FeaturesCul-De-Sac, Flood Insurance Required, FloodZone
Road SurfacePaved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesIntracoastal Waterway

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$1,285,000
Annual Taxes$5,144 (2025)
FinancingCash, Conventional
Parcel #063015425520000010

Schools

ElementaryAnona Elementary-PN
MiddleSeminole Middle-PN
HighLargo High-PN

Directions

Gulf Blvd to Harbor Drive N.

Location

513 HARBOR DRIVE N, INDIAN ROCKS BEACH, FL 33785

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedSeptember 17, 2026

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Home Price

$1,285,000

20% ($257,000)
6.75%

Loan Term

Principal & Interest$6,668
Property Tax (est.)$1,178
Insurance (est.)$150
Total Monthly$7,996
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 24, 2026.

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