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$405,000

620 CHESNEY DRIVE, VALRICO, FL 33594

3D Tour
Active2 days on market

Beds

3

Baths

2

Sq Ft

1,726 sq ft

Year Built

2010

Lot Size

0.22 acres

Garage

2

About This Property

Beautifully Maintained One-Owner Home on an Oversized Lot in Southern Oaks Grove! Situated on one of the largest lots in Southern Oaks Grove, this freshly painted, impeccably maintained one-owner MI Home offers 1,726 square feet of thoughtfully designed living space, featuring 3 bedrooms, 2 bathrooms, and a 2-car garage. Built in 2010, this move-in-ready home blends comfort, style, and functionality with exceptional indoor-outdoor living. Step inside to discover an open, light-filled floor plan featuring rich laminate flooring, custom built-ins, and numerous thoughtful upgrades. The generously sized living area offers plenty of space for entertaining, family gatherings, or relaxing in comfort. At the heart of the home, the gourmet kitchen impresses with an oversized island, stainless steel appliances, 42-inch cabinetry, and beautiful granite countertops. The spacious primary suite provides a peaceful private retreat, complemented by an updated en-suite bathroom featuring dual vanities, a garden tub, a separate walk-in shower, and a premium Grohe shower head. Custom closet systems installed in 2025 in both the primary suite and one secondary bedroom offers enhanced storage and organization. Additional 2025 improvements include new flooring in the secondary bedrooms and ceiling fans throughout the home and outdoor living areas. The desirable two-way split-bedroom floor plan provides added privacy for family members and guests alike. Step outside and experience your own private Florida oasis! Positioned on a spacious corner lot, the fully fenced backyard features mature tropical landscaping, including sugarcane, pineapple, and banana plants, along with a dedicated garden area ready for vegetables, fresh herbs, flowers, or your next gardening project. Enjoy morning coffee or evening relaxation on the screened lanai, or gather with friends and family around the fire pit for memorable evenings under the Florida sky. With its oversized lot, thoughtful upgrades, pride of ownership, and inviting outdoor spaces, this home offers a wonderful combination of indoor comfort and outdoor enjoyment. Conveniently located near highly rated schools, shopping, dining, and major roadways, it delivers the space, convenience, and lifestyle today's buyers are looking for. A beautifully cared-for, move-in-ready home with room to relax, entertain, and enjoy the best of Florida living. Don't miss this exceptional opportunity in Southern Oaks Grove!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8517216
StatusActive
Year Built2010
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionSOUTHERN OAKS GROVE
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat
FlooringLaminate
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsBlinds, Drapes
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorSliding Doors
FencingVinyl
Lot Size0.22 acres (9,629 sq ft)
Lot Dimensions55.98 x 172
Lot FeaturesCorner Lot, City Lot, Sidewalk
Road SurfacePaved
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Fiber Optics, Phone Available, Public, Sewer Available, Sewer Connected, Street Lights, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$800 / Annually
Senior CommunityNo

Financial Details

List Price$405,000
Annual Taxes$2,912 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U24292088BA0000000070.0

Directions

From I75 and State Road 60, head east on State Road 60 for 2.4 miles, turn left onto Mt Carmel Ave. Go for 0.6 mi, turn left onto Main St. Go for 463 ft, turn right onto Chesney Dr. go for 0.1 mi. and End at 620 Chesney Dr. Valrico, Florida 33594-6786 on the left.

Location

620 CHESNEY DRIVE, VALRICO, FL 33594

Listing Information

OfficeAMODEX REALTY LLC
ListedJune 17, 2026

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Home Price

$405,000

20% ($81,000)
6.75%

Loan Term

Principal & Interest$2,101
Property Tax (est.)$371
Insurance (est.)$150
Total Monthly$2,623
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How to Buy This Home

Multiple financing options available for this $405,000 home in VALRICO.

🏛️

FHA Loan

$14,175 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 13, 2026.

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